Madison County property record for 531 Spinnaker Dr, Richmond, KY 40475
| Property Type | Other |
|---|---|
| Owner | Company Name on Record |
| Last Sale | $1,625,000 (Jan 2023) |
| Tax Bill | $3,064 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0068-0005-0176 |
| Primary APN | 0068-0005-0176 |
|---|---|
| Alternative APNs |
|
| Account Number | 69339 |
|---|---|
| Street Address | 529 & 531 SPINNAKER DR |
| State | KY |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | ASHPARK LOT 176 |
| Legal Lot Number | 176 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 10301 |
Source: Madison County records, as of December 11, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4801 CHAFFEY LN, LEXINGTON, KY 40515-1166 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 4, 2021 | Deed of Trust, Mortgage MONTICELLO BANKING CO |
| Jan 4, 2023 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2023 · Amount on Record |
| Deed Sale | Jan 4, 2023 · Amount on Record |
| Deed Document Number | 2014126501 |
| Deed Book / Page | D833 / 484 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 529 & 531 SPINNAKER DR, KY |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0M2079/141 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | M2079/141 |
| Instrument | 2014046991 |
| Name | MONTICELLO BANKING CO |
|---|---|
| Type | Bank |
| Address | MONTICELLO, KY 42633 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 4, 2023 |
| Property Address | 529 & 531 SPINNAKER DR, KY |
| Document Number | 00D833/484 |
| Book / Page | D833 / 484 |
| Map Reference | CAB 28 SL 374 |
| Instrument Date | Jan 3, 2023 |
| Instrument | 2014126501 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 188 HICKORY MEADOWS DR, RICHMOND, KY 40475-8941 |
| Name | Verified Name |
|---|---|
| Address | 4801 CHAFFEY LN, LEXINGTON, KY 40515-1166 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,064.00 (-2.79%) Additional exemption filed | $325,000 (-) | $325,000 (-) |
| 2023 | $3,152.00 (+827.06%) | $325,000 (+828.57%) | $325,000 (+828.57%) |
| 2022 | $340.00 | $35,000 | $35,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Verizon.
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