Lee County property record for 531 SE 3rd St, Cape Coral, FL 33990
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,343 sqft · built 1988 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (Jan 2024) |
| Tax Bill | $5,275 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Sep 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-44-23-C2-01130.0050 |
| Primary APN | 13-44-23-C2-01130.0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,343 sqft Living Area |
| Gross Area | 3,525 sqft |
| 1st Floor Area | 1,303 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 244 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 230 sqft |
| Patio Area | 532 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10065514 |
|---|---|
| Street Address | 531 SE 3RD ST |
| City | CAPE CORAL |
| State | FL |
| Zip | 33990-1110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-D |
| Legal Description | CAPE CORAL UNIT 23 BLK 1130 PB 14 PG 48 LOTS 5 + 6 |
| Legal Range | 23E |
| Legal Township | 44S |
| Legal Section | 13 |
| Legal Subdivision | CAPE CORAL |
| Legal Tract | C2 |
| Legal Block | 1130 |
| Legal Lot Number | 5,6 |
| Legal Unit | 23 |
| Jurisdiction | LEE FL |
| Township / Civil Division | CAPE CORAL |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 10306 |
Source: Lee County records, as of July 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 387 21ST ST NW, NAPLES, FL 34120-1805 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 18, 2024 | Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC |
| Sep 5, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2024 · Amount on Record |
| Deed Sale | Jan 18, 2024 · Amount on Record |
| Prior Sale | Jul 7, 2016 · Amount on Record |
| Deed Document Number | 202416179 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Jan 18, 2024 |
| Property Address | 531 SE 3RD ST, CAPE CORAL, FL 33990-1110 |
| Document Number | 0000016179 |
| Map Reference | MB 14 PG 39-52 |
| Instrument Date | Jan 17, 2024 |
| Instrument | 2024000016179 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2024 |
| Title Company | LUTGERT TITLE, LUTGERT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,520.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1420 TRAILS END ST, KALAMAZOO, MI 49001-4318 |
| Name | Verified Name |
|---|---|
| Address | 387 21ST ST NW, NAPLES, FL 34120-1805 |
| Document Number | 0000016180 |
|---|---|
| Date | Jan 18, 2024 |
| Instrument | 2024000016180 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 531 SE 3RD ST, CAPE CORAL, FL 33990-1110 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 531 SE 3RD ST, CAPE CORAL, FL 33990-1110 |
| Document Number | 0000291959 |
|---|---|
| Date | Sep 5, 2023 |
| Instrument | 2023000291959 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 26, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Cape Coral City |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $244,779 (-11.39%) Land $67,883 Building $176,896 | $244,779 (-11.39%) Land $67,883 Building $176,896 | |
| 2025 | $5,275.00 (+48.51%) | $276,254 (+69.76%) Land $68,533 Building $207,721 | $276,254 (+11.04%) Land $68,533 Building $207,721 |
| 2023 | $3,552.00 (+5.78%) Homeowner's exemption | $162,734 (+3%) | $248,785 (+3.46%) Land $46,441 Building $202,344 |
| 2022 | $3,358.00 Homeowner's exemption | $157,994 | $240,463 Land $41,000 Building $199,463 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAPE CORAL serves 172,693 people · EPA ID FL5360325 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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