531 Salisbury St, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 531 Salisbury St, Worcester, MA 01609

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,409 sqft · built 2005
Lot Size	0.411 acres (17,923 sqft)
Owner	Individual Name on Record
Last Sale	$840,000 (Nov 2024)
Tax Bill	$12,066 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-042-001-3`

Property Details

APN / Parcel Number

Primary APN	`25-042-001-3`
Alternative APNs	`WORC M:25 B:042 L:001-3` `M:25 B:042 L:001=3`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,409 sqft Living Area
Gross Area	6,937 sqft
1st Floor Area	2,214 sqft
Basement Area	518 sqft
Unfinished Basement	518 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,923 sqft (0.411 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	25-042-001-3
Street Address	531 SALISBURY ST
City	WORCESTER
State	MA
Zip	01609-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Block	42
Legal Lot Number	1-3
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1000
Census Tract	730801

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	531 SALISBURY ST, WORCESTER, MA 01609-1307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE
Sep 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance UNIBANK FOR SAVINGS
Aug 7, 2017	Quit Claim Deed, Transfer DIGITAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2024 · Amount on Record
Deed Sale	Nov 26, 2024 · Amount on Record
Prior Sale	Aug 7, 2017 · Amount on Record
Deed Document Number	202499109
Deed Book / Page	71350 / 313
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Recording Date	Aug 31, 2026
Property Address	531 SALISBURY ST, WORCESTER, MA 01609-1307
Document Number	0000076359
Book / Page	74111 / 356
Instrument Date	Aug 31, 2026
Instrument	202676359
Transaction Type	Mortgage
Record Updated	Sep 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 SALISBURY ST, WORCESTER, MA 01609-1307

Mortgage

Document Number	0000076359,
Date	Aug 31, 2026
Book Page	74111/356
Instrument	202676359

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2041

Interest

Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	531 SALISBURY ST, WORCESTER, MA 01609-1307
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068173-189
Date	Sep 6, 2022
Book Page	68173/189
Instrument	97830

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2042

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 7, 2017
Property Address	531 SALISBURY ST, WORCESTER, MA 01609-1307
Document Number	57542-128
Book / Page	57542 / 128
Instrument	85160
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93.04
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 SALISBURY ST, WORCESTER, MA 01609-1307

Mortgage

Document Number	575420131
Date	Aug 7, 2017
Instrument	57542/0131

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2047

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,066.00 (+1.95%)	$908,600 (+1.26%) Land $132,700 Building $775,900	$865,869 (+8.62%)
2025	$11,835.00 (+17.18%)	$897,300 (+27.4%) Land $126,400 Building $770,900	$797,145 (+2.44%)
2024			$778,145
2023	$10,100.00	$704,300 Land $107,800 Building $596,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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