531 Saint Clair Ave, Lima, OH 45801 Property Records

Allen County property record for 531 Saint Clair Ave, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 832 sqft · built 1920
Lot Size	2.01 acres (87,556 sqft)
Owner	Individual Name on File
Last Sale	$63,000 (Nov 2009)
Tax Bill	$1,416 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-1304-08-015.000`

Property Details

APN / Parcel Number

Primary APN	`36-1304-08-015.000`
Alternative APN	`G2536130408015000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	832 sqft Living Area
Gross Area	1,612 sqft
1st Floor Area	832 sqft
Basement Area	624 sqft
Family Room	Family Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	87,556 sqft (2.01 acres)
Lot Dimensions	225 ft deep x 125 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	156 sqft
Deck Area	200 sqft
Patio Area	24 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	531 SAINT CLAIR AVE
City	LIMA
State	OH
Zip	45801-1935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH OAK FARMS LOT 10491 FF 125.00
Legal Subdivision	NORTH OAK FARMS
Legal Lot Number	10491
Jurisdiction	ALLEN OH
Township / Civil Division	AMERICAN
Census Block Group	1
Census Block	1002
Census Tract	11000

Owner

Source: Allen County records · APN 36-1304-08-015.000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	531 SAINT CLAIR AVE, LIMA, OH 45801-1935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 19, 2009 · Amount on Record
Deed Sale	Nov 19, 2009 · Amount on Record
Prior Sale	Nov 30, 1999 · Amount on Record
Deed Document Number	200917042
Deed Book / Page	2009 / 17042
Prior Transfer Date	Nov 11, 2009
Prior Transfer Doc	11190017041
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	531 SAINT CLAIR AVE, LIMA, OH 45801-1935
Document Number	0000012233
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 SAINT CLAIR AVE LIMA OH 458011935, LIMA, OH 45801-1935

Mortgage

Document Number	0000012233
Date	Oct 06, 2020
Instrument	12233

Lender

Name	QUEST FCU
Address	KENTON, OH 43326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	American Township
Unified School District	Elida Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,416.00 (-1.46%)	$32,620 (-) Land $12,390 Building $20,230	$93,200 (-) Land $35,400 Building $57,800
2024	$1,437.00 (-7.41%) Homeowner's exemption	$32,620 (+5.06%) Land $12,390 Building $20,230	$93,200 (+5.07%) Land $35,400 Building $57,800
2023	$1,552.00 (+0.58%) Homeowner's exemption	$31,050 (+1.24%) Land $11,800 Building $19,250
2022	$1,543.00 Homeowner's exemption	$30,670 Land $11,800 Building $18,870
2021			$88,700 Land $33,700 Building $55,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1981–2015)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2015 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Defiance Holdings.

Based on FCC filings for 185 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LIMA CITY serves 65,619 people
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.