531 S Mountain Rd, Northfield, MA 01360 Property Records

Franklin County and Northfield Town property record for 531 S Mountain Rd, Northfield, MA 01360

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,152 sqft · built 1980
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,958 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Jun 2021 Refinance
APN	`NFLD M:059 B:B3.01 L:1`

Property Details

APN / Parcel Number

Primary APN	`NFLD M:059 B:B3.01 L:1`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area
Gross Area	2,568 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	531 S MOUNTAIN RD
City	NORTHFIELD
State	MA
Zip	01360-9685
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAF
Legal Subdivision	CRAWFORD K SWEELEY JR
Legal Block	B3.01
Legal Lot Number	1
Jurisdiction	NORTHFIELD MA
Township / Civil Division	NORTHFIELD
Census Block Group	2
Census Block	2031
Census Tract	40300

Owner

531 S Mountain Rd is owned and occupied by two individuals who acquired it in June 2021.

Source: Franklin County and Northfield Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	531 S MOUNTAIN RD, NORTHFIELD, MA 01360-9685
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2017	Deed of Trust, Mortgage · Line of Credit GREENFIELD SAVINGS BANK
Jun 23, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance GREENFIELD SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2011
Deed Sale	Apr 11, 2011
Prior Sale	Jul 16, 1992 · Amount on File
Last Transfer Date	Jun 18, 2021
Transfer Doc	0007791-67
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHFIELD MA
Property Address	531 S MOUNTAIN RD, NORTHFIELD, MA 01360-9685
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007073-57
Date	Aug 7, 2017
Book Page	7073/57
Instrument	8433

Lender

Name	GREENFIELD SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 1, 2042

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHFIELD MA
Recording Date	Jun 23, 2021
Property Address	531 S MOUNTAIN RD, NORTHFIELD, MA 01360-9685
Document Number	0007791-67
Book / Page	7791 / 67
Instrument Date	Jun 18, 2021
Instrument	7684
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	531 S MOUNTAIN RD, NORTHFIELD, MA 01360-9685

Mortgage

Document Number	0007791-71
Date	Jun 23, 2021
Book Page	7791/71
Instrument	7685

Lender

Name	GREENFIELD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 531 S Mountain Rd was $3,958, up 5% from the year before.

Source: Franklin County and Northfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Northfield Town
Unified School District	Pioneer Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,958.00 (+5.04%)	$286,000 (+3.06%) Land $56,200 Building $229,800	$312,386 (-13.76%)
2024	$3,768.00 (+10.24%)	$277,500 (+10.25%) Land $53,000 Building $224,500	$362,235
2023	$3,418.00	$251,700 Land $52,500 Building $199,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 531 S Mountain Rd; there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 531 S Mountain Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Mountain Rd

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