531 S Mitchell Ave, Elmhurst, IL 60126 Property Records

DuPage County property record for 531 S Mitchell Ave, Elmhurst, IL 60126

Property Summary

Property Type	Single Family Home
Details	3,071 sqft · built 2019
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (May 2018)
Tax Bill	$20,600 (2025)
Deeds & Mortgages	Jun 2018 Construction Loan May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-11-223-004`

Property Details

APN / Parcel Number

Primary APN	`06-11-223-004`

Interior

Stories	2 Stories
Building Area	3,071 sqft Living Area
Gross Area	4,451 sqft
1st Floor Area	1,380 sqft
2nd Floor Area	1,691 sqft
Basement Area	1,380 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	13.1 ft deep x 5 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	531 S MITCHELL AVE
City	ELMHURST
State	IL
Zip	60126-3945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	RESUB OF PHILIP LAUTHS ADD TO ELMHURST
Legal Subdivision	RESUB OF PHILIP LAUTHS ADD TO ELMHURST
Legal Block	4
Legal Lot Number	4
Jurisdiction	DU PAGE IL
Township / Civil Division	YORK
Census Block Group	2
Census Block	2000
Census Tract	843900

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	531 S MITCHELL AVE, ELMHURST, IL 60126-3945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2018	Deed of Trust, Mortgage · Construction Mortgage US BANK NA
May 2, 2018	Deed, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2018 · Amount on Record
Deed Sale	May 2, 2018 · Amount on Record
Prior Sale	Jun 3, 2014 · Amount on Record
Deed Document Number	201838142
Prior Transfer Date	Nov 26, 2012
Prior Transfer Doc	0000182713
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	531 S MITCHELL AVE, ELMHURST, IL 60126-3945
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057564
Date	Jun 25, 2018
Instrument	R2018-057564

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate	4.87%

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DU PAGE IL
Recording Date	May 2, 2018
Property Address	531 S MITCHELL AVE, ELMHURST, IL 60126-3945
Document Number	0000038142
Instrument Date	Apr 9, 2018
Instrument	R2018-038142
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEYS TITLE GUARANTY FUN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$515.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	531 S MITCHELL AVE, ELMHURST, IL 60126-3945

Mortgage

Document Number	0000038143
Date	May 2, 2018
Instrument	R2018-038143

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	May 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.62%
Index	1-Year CMT
Max Rate	8.62%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	York Township
Municipality	Elmhurst City
Unified School District	Elmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,600.00 (+15.58%)	$363,939 (+21.34%) Land $82,838 Building $281,101	$1,091,817 (+21.34%) Land $248,514 Building $843,303
2022	$17,823.00 Homeowner's exemption	$299,940 Land $68,280 Building $231,660	$899,820 Land $204,840 Building $694,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	16 (1982–2019)
Claims Outside the SFHA	10 of 16
Most Recent Claim	May 2019
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims Severe Storms & Flooding, Aug 1987 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMHURST serves 45,000 people · EPA ID IL0430350
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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