Clinton County property record for 531 S Mill St, Blanchester, OH 45107
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,519 sqft · built 2018 |
| Lot Size | 0.323 acres (14,070 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $155,900 (Apr 2018) |
| Tax Bill | $2,288 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Nov 2021 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 020355-3 |
| Primary APN | 020355-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,519 sqft Living Area |
| 1st Floor Area | 1,519 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Lot Area | 14,070 sqft (0.323 acres) |
| Terrain | High |
| Garage Type | Attached - Finished |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 432 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 020355-3 |
|---|---|
| Street Address | 531 S MILL ST |
| City | BLANCHESTER |
| State | OH |
| Zip | 45107-1433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | MILL STREET MEADOWS SD LOT 3 |
| Legal Subdivision | MILL STREET MEADOWS |
| Legal Block | 240 |
| Legal Lot Number | 3 |
| Jurisdiction | CLINTON OH |
| Township / Civil Division | MARION |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 964900 |
531 S Mill St is owned and occupied by two individuals who bought it in April 2018.
Source: Clinton County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 531 S MILL ST, BLANCHESTER, OH 45107-1433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK |
| Nov 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SHAREFAX CU |
| Jun 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Sep 17, 2019 | Deed of Trust, Mortgage · FHA Mortgage 1ST NATIONAL BANK |
| Apr 13, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage 1ST NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2018 · Amount on File |
| Deed Sale | Apr 13, 2018 · Amount on File |
| Deed Document Number | 20181564 |
| Deed Book / Page | 992 / 925 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON OH |
| Recording Date | Jul 8, 2026 |
| Property Address | 531 S MILL ST, BLANCHESTER, OH 45107-1433 |
| Document Number | 0000003167 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 20263167 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 531 S MILL ST, BLANCHESTER, OH 45107-1433 |
| Document Number | 0000003167, |
|---|---|
| Date | Jul 8, 2026 |
| Instrument | 20263167 |
| Name | FIRST COMMONWEALTH BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 8, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON OH |
| Property Address | 531 S MILL ST, BLANCHESTER, OH 45107-1433 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100006698 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | 2021-00006698 |
| Name | SHAREFAX CU |
|---|---|
| Type | Credit Union |
| Address | BATAVIA, OH 45103 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Oct 19, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON OH |
| Property Address | 531 S MILL ST, BLANCHESTER, OH 45107-1433 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2020 |
| Title Company | AGILITY CLOSING & TITLE SVCS |
| Name | Verified Name |
|---|
| Document Number | 202000002854 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 2020-00002854 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON OH |
| Property Address | 531 S MILL ST, BLANCHESTER, OH 45107-1433 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2019 |
| Name | Verified Name |
|---|
| Document Number | 1026/0536 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 1026/0536 |
| Instrument | 2019-00003939 |
| Name | 1ST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MASON, OH 45040 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON OH |
| Recording Date | Apr 13, 2018 |
| Property Address | 531 S MILL ST, BLANCHESTER, OH 45107-1433 |
| Document Number | 00992/0925 |
| Book / Page | 992 / 0925 |
| Map Reference | MB8 PG138B |
| Instrument Date | Apr 6, 2018 |
| Instrument | 2018-00001564 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 13, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 531 S MILL ST, BLANCHESTER, OH 45107-1433 |
| Document Number | 992/0926 |
|---|---|
| Date | Apr 13, 2018 |
| Book Page | 992/0926 |
| Instrument | 2018-00001565 |
| Name | 1ST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MASON, OH 45040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
The 2025 property tax bill for 531 S Mill St was $2,288 with a homeowner's exemption, down 17.3% from the year before.
Source: Clinton County assessment roll, as of March 10, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clinton County |
| County Subdivision | Marion Township |
| Municipality | Blanchester Village |
| Unified School District | Blanchester Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,288.00 (-17.25%) Homeowner's exemption | $83,690 (-) Land $4,620 Building $79,070 | $239,100 (-) Land $13,200 Building $225,900 |
| 2024 | $2,765.00 (+2.52%) Homeowner's exemption | $83,690 (-) Land $4,620 Building $79,070 | $239,100 (-) Land $13,200 Building $225,900 |
| 2023 | $2,697.00 (+3.49%) Homeowner's exemption | $83,690 (+16.54%) Land $4,620 Building $79,070 | $239,100 Land $13,200 Building $225,900 |
| 2022 | $2,606.00 Homeowner's exemption | $71,810 Land $2,910 Building $68,900 | |
| 2020 | $205,160 Land $8,300 Building $196,860 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 531 S Mill St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Feb 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 531 S Mill St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLANCHESTER VILLAGE PWS private · serves 4,243 people · EPA ID OH1400111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures