531 S Mapleleaf Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 531 S Mapleleaf Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,120 sqft · built 1972
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Feb 2002)
Tax Bill	$1,375 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008-008-074-00`

Property Details

APN / Parcel Number

Primary APN	`008-008-074-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	36,590 sqft (0.84 acres)
Garage Area	484 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	531 S MAPLELEAF RD
City	LAPEER
State	MI
Zip	48446-3515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	08 21 906 000 00 SEC 8 T7N R9E N 120 FT OF S 300 FT OF W 305.07 FT OF SE 1/4. .84 A.
Legal Range	09E
Legal Township	07N
Legal Section	08
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1035
Census Tract	336000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	531 S MAPLELEAF RD, LAPEER, MI 48446-3515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECURITY CU
Apr 11, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CHOICEONE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2002 · Amount on Record
Deed Sale	Feb 7, 2002 · Amount on Record
Prior Sale	Dec 19, 2001 · Amount on Record
Deed Document Number	20021
Last Transfer Date	Apr 5, 2022
Transfer Doc	0032860303
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	531 S MAPLELEAF RD, LAPEER, MI 48446-3515
Transaction Type	Mortgage
Record Updated	Jan 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 S MAPLELEAF RD, LAPEER, MI 48446-3515

Mortgage

Document Number	0033290690
Date	Dec 6, 2022
Book Page	3329/690

Lender

Name	SECURITY CU
Type	Credit Union
Address	HOLLY, MI 48442

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 5, 2032

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Apr 11, 2022
Property Address	531 S MAPLELEAF RD, LAPEER, MI 48446-3515
Document Number	0032860303
Book / Page	3286 / 303
Instrument Date	Apr 5, 2022
Transaction Type	Transfer
Record Updated	May 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	531 S MAPLELEAF RD, 531, LAPEER, MI 48446-3515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 S MAPLELEAF RD, LAPEER, MI 48446-3515

Mortgage

Document Number	0003286306
Date	Apr 11, 2022
Instrument	3286/306

Lender

Name	CHOICEONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,000 (+5.37%)	$200,000 (+5.37%)
2025	$1,375.00 (+3.15%) Homeowner's exemption	$94,900 (-0.32%)	$189,800 (-0.32%)
2024	$1,333.00 (+16.93%)
2023		$95,200	$190,400
2022	$1,140.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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