531 S Gold Dr, Apache Junction, AZ 85120 Property Records

Pinal County property record for 531 S Gold Dr, Apache Junction, AZ 85120

Property Summary

Property Type	Single Family Home
Details	864 sqft · built 1977
Lot Size	0.205 acres (8,931 sqft)
Owner	2 Individual Names on File
Last Sale	$98,500 (May 2004)
Tax Bill	$709 (2025)
Deeds & Mortgages	Jul 2021 Reverse Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`101-26-070`

Property Details

APN / Parcel Number

Primary APN	`101-26-070`
Alternative APNs	`101-26-0700` `1012607006`

Interior

Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,424 sqft
1st Floor Area	864 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,931 sqft (0.205 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	472 sqft
Canopy	280 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	531 S GOLD DR
City	APACHE JUNCTION
State	AZ
Zip	85120-5067
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AZURE SKIES LOT 70
Legal Range	08E
Legal Township	01N
Legal Section	20
Legal Subdivision	AZURE SKIES
Legal Lot Number	70
Jurisdiction	PINAL AZ
Township / Civil Division	NORTH PINAL
Census Block Group	3
Census Block	3014
Census Tract	312

Owner

Source: Pinal County assessment roll, as of June 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	531 S GOLD DR, APACHE JUNCTION, AZ 85120-5067
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Dec 19, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Dec 19, 2019	Deed of Trust, Mortgage · FHA Mortgage REVERSE MTG FNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 21, 2004 · Amount on Record
Deed Sale	May 21, 2004 · Amount on Record
Prior Sale	Apr 2, 1996 · Amount on Record
Deed Document Number	200437886
Last Transfer Date	Jun 27, 2005
Transfer Doc	0000091981
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	531 S GOLD DR, APACHE JUNCTION, AZ 85120-5067
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 S GOLD DR, APACHE JUNCTION, AZ 85120-5067

Mortgage

Document Number	0000091980
Date	Jul 23, 2021
Instrument	2021-091980

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.21%
Change Frequency	Monthly
Index	1-Year CMT

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	531 S GOLD DR, APACHE JUNCTION, AZ 85120-5067
Document Number	0000032560
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	May 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	531 S GOLD DR APACHE JUNCTION AZ 851205067, APACHE JUNCTION, AZ 85120-5067

Mortgage

Document Number	0000032560
Date	Apr 6, 2020
Instrument	32560

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	996 Months

Interest

Rate Type	Adjustable Rate
Rate	3.83%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	531 S GOLD DR, APACHE JUNCTION, AZ 85120-5067
Document Number	0000032559
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	May 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	531 S GOLD DR APACHE JUNCTION AZ 851205067, APACHE JUNCTION, AZ 85120-5067

Mortgage

Document Number	0000032559
Date	Apr 6, 2020
Instrument	32559

Lender

Name	REVERSE MTG FNDG
Type	Mortgage Company
Address	BLOOMFIELD, NJ 07003

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	996 Months

Interest

Rate Type	Adjustable Rate
Rate	3.83%

Tax Assessment & Valuation

Source: Pinal County assessment roll, as of June 20, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Pinal County
Municipality	Apache Junction City
Unified School District	Apache Junction Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$23,403 (+0.94%) Land $8,931 Building $14,472	$234,032 (+0.95%) Land $89,308 Building $144,724
2026		$23,184 (+1.96%) Land $8,931 Building $14,253	$231,841 (+1.96%) Land $89,308 Building $142,533
2025	$709.00 (+3.2%)	$22,739 (-1.31%)	$227,389 (-1.31%) Land $89,308 Building $138,081
2024	$687.00 (+1.78%)	$23,041 Land $8,931 Building $14,110	$230,406 Land $89,308 Building $141,098
2023	$675.00 (+4.65%)
2022	$645.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - APACHE JUNCTION private · serves 62,055 people · EPA ID AZ0411004
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 802 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
KGT Fixed Wireless	500 / 100
Wi-Fiber Fixed Wireless	400 / 150
CopperNet Systems Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
Lumen Technologies DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cox Communications.

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