531 Rolling Valley Ct, Charlottesville, VA 22902 Property Records

Albemarle County property record for 531 Rolling Valley Ct, Charlottesville, VA 22902

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,442 sqft · built 2003
Lot Size	0.261 acres (11,369 sqft)
Owner	Individual Name on Record
Last Sale	$537,500 (May 2023)
Tax Bill	$5,933 (2026)
Deeds & Mortgages	Mar 2026 Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`076M1-04-00-00500`

Property Details

APN / Parcel Number

Primary APN	`076M1-04-00-00500`
Alternative APN	`31374`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,442 sqft Finished Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	11,369 sqft (0.261 acres)
View / Lot	Proximity to Airport
Garage Area	484 sqft

Exterior Amenities

Porch	Slab
Porch Area	420 sqft
Patio Area	312 sqft
Arbor/Pergola	Arbor/Pergola

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	531 ROLLING VALLEY CT
City	CHARLOTTESVILLE
State	VA
Zip	22902-8257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED UN
Legal Description	FOXCROFT LOT 5 PH 4
Legal Subdivision	FOXCROFT
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	2
Census Block	2003
Census Tract	11303

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	531 ROLLING VALLEY CT, CHARLOTTESVILLE, VA 22902-8257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
May 2, 2023	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 16, 2020	Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2023 · Amount on Record
Deed Sale	May 2, 2023 · Amount on Record
Prior Sale	Jun 16, 2020 · Amount on Record
Deed Document Number	20233423
Prior Transfer Date	Mar 7, 2008
Prior Transfer Doc	3570/177
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	531 ROLLING VALLEY CT, CHARLOTTESVILLE, VA 22902-8257
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 ROLLING VALLEY CT, CHARLOTTESVILLE, VA 22902-8257

Mortgage

Document Number	202600002553
Date	Mar 23, 2026
Instrument	202600002553

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 2, 2023
Property Address	531 ROLLING VALLEY CT, CHARLOTTESVILLE, VA 22902-8257
Document Number	202300003423
Map Reference	MB 2163 PG 296
Instrument Date	Apr 19, 2023
Instrument	202300003423
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$537.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	531 ROLLING VALLEY CT, CHARLOTTESVILLE, VA 22902-8257

Mortgage

Document Number	202300003424
Date	May 2, 2023
Instrument	202300003424

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jun 1, 2024

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 16, 2020
Property Address	531 ROLLING VALLEY CT, CHARLOTTESVILLE, VA 22902-8257
Document Number	0000007280
Book / Page	005334 / 000453
Instrument Date	May 29, 2020
Instrument	7280
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	531 ROLLING VALLEY CT CHARLOTTESVILLE VA 229028257, CHARLOTTESVILLE, VA 22902-8257

Mortgage

Document Number	7281
Date	Jun 16, 2020
Book Page	005334/000456
Instrument	7281

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2050

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,933.00 (+3.18%)	$663,600 (+3.17%) Land $192,000 Building $471,600	$663,600 (+3.17%) Land $192,000 Building $471,600
2025	$5,750.00 (+35.39%)	$643,200 (+29.31%) Land $182,000 Building $461,200	$643,200 (+29.31%) Land $182,000 Building $461,200
2023	$4,247.00	$497,400 Land $146,000 Building $351,400	$497,400 Land $146,000 Building $351,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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