St. Johns County property record for 531 Rittburn Ln, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,070 sqft · built 2019 |
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $401,848 (Jan 2019) |
| Tax Bill | $5,009 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 001362-0420 |
| Primary APN | 001362-0420 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,070 sqft Living Area |
| Gross Area | 3,776 sqft |
| 1st Floor Area | 1,390 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,147 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 706 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 531 RITTBURN LN |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8485 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 84/92-98 LAKES AT MILL CREEK PLANTATION LOT 42 OR4674/34 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 39 |
| Legal Subdivision | LAKES AT MILL CREEK PLANTATION |
| Legal Block | 1 |
| Legal Lot Number | 42 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 20804 |
Source: St. Johns County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 531 RITTBURN LN, SAINT JOHNS, FL 32259-8485 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 2, 2026 | Deed of Trust, Mortgage · Line of Credit AMERIANA BANK |
| Jul 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK |
| Jan 31, 2019 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2019 · Amount on Record |
| Deed Sale | Jan 31, 2019 · Amount on Record |
| Deed Document Number | 20196892 |
| Deed Book / Page | 4674 / 34 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 2, 2026 |
| Property Address | 531 RITTBURN LN, SAINT JOHNS, FL 32259-8485 |
| Document Number | 0000056684 |
| Book / Page | 6394 / 890 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 202656684 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 531 RITTBURN LN, SAINT JOHNS, FL 32259-8485 |
| Document Number | 0000056684, |
|---|---|
| Date | Jul 2, 2026 |
| Book Page | 6394/890 |
| Instrument | 202656684 |
| Name | AMERIANA BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 531 RITTBURN LN, SAINT JOHNS, FL 32259-8485 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | GREYCROFT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0049811537 |
|---|---|
| Date | Jul 6, 2020 |
| Book Page | 4981/1537 |
| Instrument | 2020053478 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | LAKE CITY, FL 32055 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 31, 2019 |
| Property Address | 531 RITTBURN LN, SAINT JOHNS, FL 32259-8485 |
| Document Number | 0046740034 |
| Book / Page | 004674 / 000034 |
| Instrument Date | Jan 29, 2019 |
| Instrument | 6892 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 13, 2019 |
| Title Company | AMERICAN HOME TITLE AND ESCROW COMPANY, AMERICAN HM TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,812.94 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 531 RITTBURN LN ST JOHNS FL 322598485, ST JOHNS, FL 32259-8485 |
| Document Number | 46740035 |
|---|---|
| Date | Jan 31, 2019 |
| Book Page | 004674/000035 |
| Instrument | 6893 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2049 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $396,266 (+2.7%) | $547,925 (-3.14%) Land $110,000 Building $437,925 | |
| 2025 | $5,009.00 (+12.28%) Homeowner's exemption | $385,848 (+2.9%) | $565,703 (+4.67%) Land $110,000 Building $455,703 |
| 2024 | $4,461.00 (+1.97%) Homeowner's exemption | $374,974 (+3%) | $540,479 (+1.04%) Land $120,000 Building $420,479 |
| 2023 | $4,375.00 (+2.8%) Homeowner's exemption | $364,052 (+3%) | $534,913 (+21.42%) Land $100,000 Building $434,913 |
| 2022 | $4,256.00 Homeowner's exemption | $353,449 | $440,555 Land $89,600 Building $350,955 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 86 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 86 in force |
| Nearby Flood Claims | 5 (2004–2016) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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