531 Ridge Rd, Chunky, MS 39323 Property Records

Newton County property record for 531 Ridge Rd, Chunky, MS 39323

Property Summary

Property Type	Single Family Home
Details	1,506 sqft · built 1969
Lot Size	1.9 acres (82,764 sqft)
Owner	Individual Name on Record
Tax Bill	$560 (2025)
Deeds & Mortgages	May 2023 Line of Credit May 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`145R-26-00-011.00`

Property Details

APN / Parcel Number

Primary APN	`145R-26-00-011.00`
Alternative APN	`009562`

Interior

Building Area	1,506 sqft Adjusted Area
Flooring	Carpet
Interior Walls	Plywood
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	82,764 sqft (1.9 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	531 RIDGE RD
City	CHUNKY
State	MS
Zip	39323-9746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.9A(C) SW PT SW4 NW4 E OF RD
Jurisdiction	NEWTON MS
Township / Civil Division	5
Census Block Group	3
Census Block	3004
Census Tract	50400

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	531 RIDGE RD, CHUNKY, MS 39323-9746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 1, 2017	Deed of Trust, Mortgage FIRST FEDERAL BANK
Mar 15, 2021	Deed of Trust, Mortgage QUICKEN LOANS INC
May 1, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2017
Deed Sale	May 1, 2017
Prior Sale	Sep 2, 2008
Deed Document Number	0000366500
Deed Book / Page	366 / 500
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MS
Property Address	531 RIDGE RD, CHUNKY, MS 39323-9746
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000481/503
Date	May 26, 2023
Book Page	481/503
Instrument	481-503

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	May 20, 2033

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MS
Property Address	531 RIDGE RD, CHUNKY, MS 39323-9746
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000417/214
Date	May 1, 2017
Book Page	417/214

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	TUSCALOOSA, AL 35406

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MS
Property Address	531 RIDGE RD, CHUNKY, MS 39323-9746
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000457/519
Date	Mar 15, 2021
Book Page	457/519

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON MS
Recording Date	May 1, 2017
Property Address	531 RIDGE RD, CHUNKY, MS 39323-9746
Document Number	000366/500
Book / Page	366 / 500
Instrument Date	Apr 28, 2017
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1416 HIGHWAY 19 S, 1416, MERIDIAN, MS 39301-8208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 RIDGE RD, CHUNKY, MS 39323-9746

Tax Assessment & Valuation

Source: Newton County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$560.00 Homeowner's exemption	$6,991 (-)	$69,910 (-) Land $7,350 Building $62,560
2024	$560.00 (+2.38%)
2023	$547.00 (+2.05%) Homeowner's exemption	$6,991	$69,910 Land $7,350 Building $62,560
2022	$536.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2003 · Severe Storms, Tornadoes, Floods

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 62% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	10 / 1

May also be available: C Spire Wireless.

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