Transylvania County property record for 531 Reserve Rd, Brevard, NC 28712
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,303 sqft · built 2003 |
| Lot Size | 15.4 acres (673,002 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,317 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9506-45-3562-000 |
| Primary APN | 9506-45-3562-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,303 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood Shingle |
| Lot Area | 673,002 sqft (15.4 acres) |
| View / Lot | Waterfront |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 69972200 |
|---|---|
| Street Address | 497 RESERVE RD |
| City | BREVARD |
| State | NC |
| Zip | 28712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L10B FLORAL DR |
| Legal Subdivision | THE RESERVE |
| Jurisdiction | TRANSYLVANIA NC |
| Township / Civil Division | BREVARD |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 960401 |
531 Reserve Rd is owned by two individuals who acquired it in November 2002.
Source: Transylvania County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 30 GREEN ACRES AVE, BREVARD, NC 28712-3204 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2002 |
| Deed Sale | Nov 1, 2002 |
| Deed Book / Page | 131 / 396 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Property Address | 531 RESERVE RD, BREVARD, NC 28712 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0009190067 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 919/67 |
| Instrument | 2020002137 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | May 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.75% |
| Index | 1-Year LIBOR |
| Max Rate | 7.75% |
The 2026 property tax bill for 531 Reserve Rd was $6,317.
Source: Transylvania County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Transylvania County |
| Unified School District | Transylvania County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,317.00 | $1,314,830 Land $247,200 Building $1,067,630 | $1,314,830 Land $247,200 Building $1,067,630 |
| 2023 | $5,321.00 | $687,920 Land $176,130 Building $511,790 | $687,920 Land $176,130 Building $511,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 531 Reserve Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (2004–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 531 Reserve Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 2,000 / 200 |
May also be available: Verizon.
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