531 Rd 323, Trumbull, NE 68980 Property Records

Clay County property record for 531 Rd 323, Trumbull, NE 68980

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 1,766 sqft · built 2018
Lot Size	5.4 acres (235,224 sqft)
Owner	Individual Name on File
Tax Bill	$3,532 (2025)
Deeds & Mortgages	Sep 2019 Mortgage May 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000099901`

Property Details

APN / Parcel Number

Primary APN	`000099901`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,766 sqft Living Area
1st Floor Area	1,766 sqft
Basement Area	3,532 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	235,224 sqft (5.4 acres)
Garage Type	Attached
Garage Area	780 sqft
Driveway	Driveway
Driveway Area	870 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	222 sqft
Utility Building	1,920 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	531 ROAD 323
City	TRUMBULL
State	NE
Zip	68980-9732
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	05-AGRICUL
Legal Description	PT NW1/4SW1/4
Legal Range	08
Legal Township	08
Legal Section	14
Jurisdiction	CLAY NE
Township / Civil Division	LEICESTER
Census Block Group	2
Census Block	2014
Census Tract	962100

Owner

531 Rd 323, a rural home, is owned by an individual who acquired it in September 2019.

Source: Clay County records, as of March 12, 2026

Owner of Record	Individual Name on File
Mailing Address	32250 ROAD E, TRUMBULL, NE 68980-9738
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage SECURITY FIRST BANK
May 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage SECURITY FIRST BANK
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 18, 2019	Intrafamily Transfer, Transfer CHARTER TITLE AND ESCROW, CHARTER TITLE & ESCROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 10, 2019
Transfer Doc	000132/400
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	531 ROAD 323, TRUMBULL, NE 68980-9732
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000257/93
Date	Sep 18, 2019
Book Page	257/93
Instrument	2019-00961

Lender

Name	SECURITY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	531 ROAD 323, TRUMBULL, NE 68980-9732
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000253/055
Date	May 24, 2018
Book Page	253/055
Instrument	2018-00489

Lender

Name	SECURITY FIRST BANK
Type	Bank
Address	LINCOLN, NE 68516

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	531 ROAD 323, TRUMBULL, NE 68980-9732
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000263/45
Date	Feb 19, 2021
Book Page	263/45
Instrument	2021-00183

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY NE
Recording Date	Sep 18, 2019
Property Address	531 ROAD 323, TRUMBULL, NE 68980-9732
Document Number	000132/400
Book / Page	132 / 400
Instrument Date	Sep 10, 2019
Instrument	2019-00960
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	CHARTER TITLE AND ESCROW, CHARTER TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32250 ROAD E, TRUMBULL, NE 68980-9738

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32250 ROAD E, TRUMBULL, NE 68980-9738

Tax Assessment & Valuation

The 2025 property tax bill for 531 Rd 323 was $3,532.

Source: Clay County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
County Subdivision	Leicester Township
Unified School District	Doniphan-Trumbull Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,532.00	$466,305 Land $33,640 Building $432,665	$466,305 Land $33,640 Building $432,665
2023	$5,741.00	$478,260 Land $27,645 Building $450,615	$478,260 Land $27,645 Building $450,615

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 531 Rd 323 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 4, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 531 Rd 323 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hamilton.net Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

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