531 Providence St, Warwick, RI 02886 Property Records

Warwick City property record for 531 Providence St, Warwick, RI 02886

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,216 sqft · built 1915
Lot Size0.23 acres (10,018 sqft)
OwnerIndividual Name on Record
Last Sale$324,000 (Sep 2021)
Tax Bill$5,286 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Jul 2021 Sale
Flood ZoneZone X (minimal risk)
APN26100450000

Property Details

APN / Parcel Number

Primary APN26100450000
Alternative APNs
  • WARW M:261 B:0045 L:0000
  • 131496

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area2,216 sqft Living Area
Gross Area3,270 sqft
1st Floor Area1,162 sqft
Basement Area1,054 sqft
Unfinished Basement1,054 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area10,018 sqft (0.23 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number131496
Street Address531 PROVIDENCE ST
CityWARWICK
StateRI
Zip02886-0639
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeA7
Legal Block45
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group2
Census Block2027
Census Tract22300

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address531 PROVIDENCE ST, WARWICK, RI 02886-0639
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2021Deed, Transfer · FHA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jul 14, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2021 · Amount on Record
Deed SaleSep 28, 2021 · Amount on Record
Prior SaleOct 21, 2009 · Amount on Record
Deed Book / Page9964 / 143
Prior Transfer DateMay 20, 2021
Prior Transfer Doc009896-322
Record UpdatedOct 29, 2026

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionWARWICK RI
Recording DateSep 28, 2021
Property Address531 PROVIDENCE ST, WARWICK, RI 02886-0639
Document Number009964-143
Book / Page9964 / 143
Instrument DateSep 28, 2021
Instrument19640
Transaction TypeTransfer
Record UpdatedOct 23, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address531 PROVINDENCE ST, WARWICK, RI 02886-0639

Mortgage

Document Number0000019641
DateSep 28, 2021
Instrument19641
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateJul 14, 2021
Property Address531 PROVIDENCE ST, WARWICK, RI 02886-0639
Document Number009896-322
Book / Page9896 / 322
Instrument DateMay 20, 2021
Instrument14337
Transaction TypeTransfer
Record UpdatedOct 23, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,286.00 (+18.95%)$416,200 (+32.89%) Land $107,100 Building $309,100
2023$4,444.00 (+9.43%)$313,200 (+44.46%) Land $90,200 Building $223,000
2022$4,061.00$216,800 Land $54,600 Building $162,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims14 (1978–2024)
Claims Outside the SFHA3 of 14
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storm And Flooding, Dec 2023 · 3 claims
  • Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENT COUNTY WATER AUTHORITY
serves 94,107 people · EPA ID RI1559511
Water SourcePurchased surface water from several systems
Last State InspectionMay 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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