531 Prichard Ave, Havelock, NC 28532 Property Records

Craven County property record for 531 Prichard Ave, Havelock, NC 28532 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,991 sqft · built 2023
Lot Size	8.08 acres (352,183 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Jun 2021)
Tax Bill	$2,786 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jun 2023 Construction Loan + 1 more
Flood Zone	Zone AE (high risk)
APN	`5-021-020-C`

Property Details

APN / Parcel Number

Primary APN	`5-021-020-C`
Alternative APN	`133871`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,991 sqft Living Area

Exterior

Year Built	Built 2023
Exterior Material	Aluminum/Vinyl
Foundation Type	Pile
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	352,183 sqft (8.08 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Storage Building	240 sqft
Boat House	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	133871
Old Parcel Number	5-021-020-C
Street Address	531 PRICHARD AVE
City	HAVELOCK
State	NC
Zip	28532-0529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADAMS CREEK LOT 8 SURVEY FOR WILLIAM T PRICHARD HEIRS
Legal Subdivision	ADAMS CREEK
Legal Lot Number	8
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	1
Census Block	1015
Census Tract	961303

Owner

Source: Craven County records · APN 5-021-020-C

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	531 PRICHARD AVE, HAVELOCK, NC 28532-0529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jun 22, 2023	Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO
Jun 09, 2021	Deed, Transfer · Seller Carry-Back MARY JO BERTSCH ETAL

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 09, 2021 · Amount on Record
Deed Sale	Jun 09, 2021 · Amount on Record
Prior Sale	May 09, 2007 · Amount on Record
Deed Document Number	0003674763
Deed Book / Page	3674 / 763
Record Updated	Jun 08, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	531 PRICHARD AVE, HAVELOCK, NC 28532-0529
Transaction Type	Mortgage
Record Updated	Nov 26, 2025
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 PRICHARD AVE, HAVELOCK, NC 28532-0529

Mortgage

Document Number	03859/1610
Date	Nov 17, 2025
Book Page	3859/1610
Instrument	10148812

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Dec 01, 2065

Interest

Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	531 PRICHARD AVE, HAVELOCK, NC 28532
Transaction Type	Mortgage
Record Updated	Jul 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 N HOLLAND POINT DR, STELLA, NC 28582-9604

Mortgage

Document Number	03767/1345
Date	Jun 22, 2023
Book Page	3767/1345
Instrument	10113968

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Jun 09, 2021
Property Address	531 PRICHARD AVE, HAVELOCK, NC 28532
Document Number	3674/763
Book / Page	3674 / 763
Map Reference	CAB A SL 9A
Instrument Date	May 20, 2021
Instrument	10077274
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1514 GREEN SPRINGS RD, 1514, NEW BERN, NC 28560-6630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 N HOLLAND POINT DR, STELLA, NC 28582-9604

Mortgage

Document Number	3674766
Date	Jun 09, 2021
Instrument	3674/766

Lender

Name	MARY JO BERTSCH ETAL
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	36 Months
Due	Jun 10, 2024

Tax Assessment & Valuation

Source: Craven County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,786.00 (+442.02%)	$489,800 (+398.22%) Land $113,830 Building $375,970	$489,800 (+398.22%) Land $113,830 Building $375,970
2023	$514.00	$98,310 Land $98,310	$98,310 Land $98,310

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Craven County (37049C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370499613031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 183 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	183 in force
Nearby Flood Claims	421 (1996–2019)
Claims Outside the SFHA	24 of 421
Most Recent Claim	Sep 2019, other causes
Claims By Storm	Hurricane Florence, Sep 2018 · 132 claims Hurricane Irene, Sep 2011 · 120 claims Hurricane Isabel, Sep 2003 · 82 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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