Genesee County property record for 531 Pine St, Clio, MI 48420
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 886 sqft · built 1997 |
| Lot Size | 0.227 acres (9,888 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $128,900 (Jul 2021) |
| Tax Bill | $2,691 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Mar 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-22-200-100 |
| Primary APN | 51-22-200-100 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 886 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,888 sqft (0.227 acres) |
| Lot Dimensions | 150 ft deep x 66 ft wide |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 531 PINE ST |
|---|---|
| City | CLIO |
| State | MI |
| Zip | 48420-1534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | E 66 FT OF W 165 FT OF THAT PART OF N 150 FT OF S 100 RDS OF W 1/2 OF NE 1/4 LYING S OF PINE ST SEC 22 T9N R6E (99) .23 A FR |
| Legal Range | 06E |
| Legal Township | 09N |
| Legal Section | 22 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | CLIO |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 10110 |
Source: Genesee County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 531 PINE ST, CLIO, MI 48420-1534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2021 | Warranty Deed, Transfer · FHA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP |
| Mar 27, 2019 | Fiduciary Deed, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC |
| Apr 6, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2021 · Amount on Record |
| Deed Sale | Jul 15, 2021 · Amount on Record |
| Prior Sale | Mar 27, 2019 · Amount on Record |
| Deed Document Number | 202161527 |
| Prior Transfer Date | Apr 5, 2018 |
| Prior Transfer Doc | 0000018827 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Jul 15, 2021 |
| Property Address | 531 PINE ST, CLIO, MI 48420-1534 |
| Document Number | 202107150061527 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 202107150061527 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,109.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 531 PINE ST, 531, CLIO, MI 48420-1534 |
| Name | Verified Name |
|---|---|
| Address | 3060 WINTERGREEN DR E, SAGINAW, MI 48603-1934 |
| Document Number | 202107150061528 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 202107150061528 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Mar 27, 2019 |
| Property Address | 531 PINE ST, CLIO, MI 48420-1534 |
| Document Number | 201903270014985 |
| Instrument Date | Mar 14, 2019 |
| Instrument | 201903270014985 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | G3444 FENTON RD, G3444, FLINT, MI 48507-3311 |
| Name | Verified Name |
|---|---|
| Address | 425 MANNING DR, WATERFORD, MI 48327-2639 |
| Document Number | 201903270014986 |
|---|---|
| Date | Mar 27, 2019 |
| Instrument | 201903270014986 |
| Name | STAUNTON FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Apr 6, 2018 |
| Property Address | 531 PINE ST, CLIO, MI 48420-1534 |
| Document Number | 0000018827 |
| Instrument Date | Apr 5, 2018 |
| Instrument | 18827 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 419 CHERRY ST ADRIAN MI 492211609, ADRIAN, MI 49221-1609 |
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| Municipality | Clio City |
| Unified School District | Clio Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $56,300 (+4.84%) | $112,600 (+4.84%) | |
| 2025 | $2,691.00 (+1.55%) Homeowner's exemption | $53,700 (-13.53%) | $107,400 (-13.53%) |
| 2024 | $2,650.00 (+13.05%) | ||
| 2023 | $62,100 | $124,200 | |
| 2021 | $2,344.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CLIO serves 2,515 people · EPA ID MI0001490 |
|---|---|
| Water Source | Purchased surface water from GENESEE COUNTY WATER SYSTEM |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL | 100 / 20 |
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