531 Pennyfields Ln, Clover, SC 29710 Property Records

York County property record for 531 Pennyfields Ln, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,308 sqft · built 2007
Lot Size	0.275 acres (11,997 sqft)
Owner	2 Individual Names on Record
Last Sale	$137,900 (Feb 2011)
Tax Bill	$1,434 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-05-12-065`

Property Details

APN / Parcel Number

Primary APN	`010-05-12-065`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,308 sqft Living Area
Gross Area	2,111 sqft
1st Floor Area	1,308 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Lot Area	11,997 sqft (0.275 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	25 sqft
Deck Area	192 sqft
Patio Area	145 sqft

Location & Zoning

Street Address	531 PENNYFIELDS LN
City	CLOVER
State	SC
Zip	29710-8267
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT# 23 FAULKNER RIDGE SEC 2
Legal Subdivision	FAULKNER RIDGE
Legal Lot Number	23
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	1
Census Block	1014
Census Tract	61802

Owner

Source: York County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	531 PENNYFIELDS LN, CLOVER, SC 29710-8267
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jul 27, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 17, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2011 · Amount on Record
Deed Sale	Feb 4, 2011 · Amount on Record
Prior Sale	Dec 1, 2010 · Amount on Record
Deed Document Number	2011126265
Deed Book / Page	11845 / 1
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Recording Date	Sep 29, 2026
Property Address	531 PENNYFIELDS LN, CLOVER, SC 29710-8267
Document Number	0000034810
Book / Page	22839 / 94
Instrument Date	Sep 18, 2026
Instrument	202634810
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 PENNYFIELDS LN, CLOVER, SC 29710-8267

Mortgage

Document Number	0000034810,
Date	Sep 29, 2026
Book Page	22839/94
Instrument	202634810

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Aug 1, 2053

Interest

Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	531 PENNYFIELDS LN, CLOVER, SC 29710-8267
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2086900075
Date	Jul 27, 2023
Book Page	20869/75
Instrument	2023022917

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	531 PENNYFIELDS LN, CLOVER, SC 29710-8267
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 PENNYFIELDS LN, CLOVER, SC 29710-8267

Mortgage

Document Number	2214000385
Date	Sep 17, 2025
Book Page	22140/385
Instrument	2025031436

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	635 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Clover Town
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,434.00 (+12.91%)	$5,766 (+15%) Land $995 Building $4,771	$260,800 (+51.74%) Land $45,000 Building $215,800
2023	$1,270.00	$5,014 Land $1,050 Building $3,964	$171,872 Land $36,000 Building $135,872

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CLOVER serves 8,400 people · EPA ID SC4610006
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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