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531 Patterson Rd, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 531 Patterson Rd, Kings Mountain, NC 28086

Property Summary

Property TypeSingle Family Home
Details1,296 sqft · built 1976
Lot Size1.01 acres (43,996 sqft)
Owner2 Individual Names on File
Last Sale$97,000 (Oct 2010)
Tax Bill$1,673 (2026)
Deeds & MortgagesNov 2023 Line of Credit
May 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN15337

Property Details

APN / Parcel Number

Primary APN15337
Alternative APN
  • 1269413

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,296 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Foundation TypeFooting
Lot Area43,996 sqft (1.01 acres)
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area460 sqft
Storage Building144 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHeat Pump

Location & Zoning

Account Number1269413
Street Address531 PATTERSON RD
CityKINGS MOUNTAIN
StateNC
Zip28086-8924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Description1.01AC RD 2034
Legal SubdivisionKILDEER
Legal Block1
Legal Lot Number60
JurisdictionCLEVELAND NC
Township / Civil DivisionCLEVELAND
Census Block Group4
Census Block4005
Census Tract950302

Owner

531 Patterson Rd is owned and occupied by two individuals who bought it in October 2010.

Source: Cleveland County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address531 PATTERSON RD, KINGS MOUNTAIN, NC 28086-8924
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2023Deed of Trust, Mortgage · Line of Credit
JACKSON FLAGSTAR CENTRE OFFICE
May 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2010 · Amount on File
Deed SaleOct 15, 2010 · Amount on File
Prior SaleSep 22, 2009 · Amount on File
Deed Book / Page1604 / 1907
Prior Transfer DateOct 24, 2007
Prior Transfer Doc0015360146
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND NC
Property Address531 PATTERSON RD, KINGS MOUNTAIN, NC 28086-8924
Transaction TypeMortgage
Record UpdatedDec 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0019101446
DateNov 17, 2023
Book Page1910/1446
Instrument200094328
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueDec 1, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND NC
Property Address531 PATTERSON RD, KINGS MOUNTAIN, NC 28086-8924
Transaction TypeMortgage
Record UpdatedMay 20, 2022
Title CompanyQUICK SILVA TITLE AND ESCROW, QUICKSILVA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0018721881
DateMay 11, 2022
Book Page1872/1881
Instrument200072698
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMay 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 531 Patterson Rd was $1,673, up 4.5% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCleveland County
Unified School DistrictCleveland County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,673.00 (+4.5%)$252,185 (-) Land $28,168 Building $224,017$252,185 (-) Land $28,168 Building $224,017
2025$1,601.00$252,185 Land $28,168 Building $224,017$252,185 Land $28,168 Building $224,017
2023$130,833 Land $20,583 Building $110,250$130,833 Land $20,583 Building $110,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 531 Patterson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 531 Patterson Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEVELAND COUNTY WATER
serves 59,395 people · EPA ID NC0123055
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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