531 Ocean Trl, Corolla, NC 27927 Property Records

Currituck County property record for 531 Ocean Trl, Corolla, NC 27927

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,075 sqft · built 2001
Lot Size	0.514 acres (22,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$755,000 (May 2026)
Tax Bill	$3,863 (2025)
Deeds & Mortgages	May 2026 Sale & Construction Loan Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9943-29-8469`

Property Details

APN / Parcel Number

Primary APN	`9943-29-8469`
Alternative APNs	`126A0000054000A` `000140307` `9943-29`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,075 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	22,400 sqft (0.514 acres)
Lot Dimensions	20 ft deep x 11.2 ft wide

Exterior Amenities

Pool Area	364 sqft
Porch	Porch
Porch Area	784 sqft
Deck Area	1,381 sqft
Patio Area	1,381 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000140307
Street Address	531 OCEAN TRL
City	COROLLA
State	NC
Zip	27927-9688
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFO
Legal Description	LOT 54 SECT A OCEAN SANDS
Legal Subdivision	OCEAN SANDS
Legal Lot Number	54
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1080
Census Tract	110101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Currituck Shooting Club listed 1980 · 7 contributing resources · NRIS 80002816

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Currituck County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1804 EAST RD, VIRGINIA BEACH, VA 23454-1526
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Warranty Deed, Construction Loan · Construction Mortgage SOUTHERN TRUST MORTGAGE
Apr 24, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Prior Sale	Mar 28, 2016 · Amount on Record
Deed Document Number	2026403020
Deed Book / Page	1857 / 166
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	May 19, 2026
Property Address	531 OCEAN TRL, COROLLA, NC 27927-9688
Document Number	0018570166
Book / Page	1857 / 166
Instrument Date	May 19, 2026
Instrument	2026403020
Transaction Type	Construction Loan
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$152,510.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 EAST RD, VIRGINIA BEACH, VA 23454-1526

Mortgage

Document Number	0000403021,
Date	May 19, 2026
Instrument	2026403021

Lender

Name	SOUTHERN TRUST MORTGAGE

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Due	May 19, 2026

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	531 OCEAN TRL, COROLLA, NC 27927-9688
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014800339
Date	Apr 24, 2019
Book Page	1480/339
Instrument	342487

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	KITTY HAWK, NC 27949

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,863.00 (+0.42%)	$482,500 (-) Land $120,000 Building $362,500
2024	$3,847.00 (+11.67%)	$482,500 (-) Land $120,000 Building $362,500
2023	$3,445.00 (+18.83%)	$482,500 (-) Land $120,000 Building $362,500	$482,500 (-) Land $120,000 Building $362,500
2022	$2,899.00	$482,500 Land $120,000 Building $362,500	$482,500 (-) Land $120,000 Building $362,500
2021			$482,500 Land $120,000 Building $362,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 1,596 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,634 units insured incl. 38 condo units
Nearby Flood Claims	390 (1989–2026)
Claims Outside the SFHA	313 of 390
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Hurricane Dorian, Sep 2019 · 18 claims Hurricane Matthew, Oct 2016 · 64 claims Hurricane Irene, Aug 2011 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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