Bureau County property record for 531 Oak St, Spring Valley, IL 61362
| Property Type | Single Family Home |
|---|---|
| Details | built 1971 |
| Lot Size | 2.47 acres (107,963 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Aug 2015) |
| Tax Bill | $6,098 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-01-102-004 |
| Primary APN | 24-01-102-004 |
|---|---|
| Alternative APN |
|
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Lot Area | 107,963 sqft (2.47 acres) |
| Account Number | 2401102004 |
|---|---|
| Street Address | 531 OAK ST |
| City | SPRING VALLEY |
| State | IL |
| Zip | 61362-2328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY-SST (EX RR) PT N SI NW D 15-3294 |
| Legal Range | 11 |
| Legal Township | 15 |
| Legal Section | 01 |
| Jurisdiction | BUREAU IL |
| Township / Civil Division | HALL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 965200 |
Source: Bureau County records, as of May 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 531 OAK ST, SPRING VALLEY, IL 61362-2328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EUREKA SAVINGS BANK |
| Nov 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage EUREKA SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2015 · Amount on Record |
| Deed Sale | Aug 13, 2015 · Amount on Record |
| Deed Document Number | 20153294 |
| Prior Transfer Date | Aug 6, 2015 |
| Prior Transfer Doc | 2015R03294 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUREAU IL |
| Property Address | 531 OAK ST, SPRING VALLEY, IL 61362-2328 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021R05104 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | 2021R05104 |
| Name | EUREKA SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 1, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUREAU IL |
| Property Address | 531 OAK ST, SPRING VALLEY, IL 61362-2328 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2019R04225 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 2019R04225 |
| Name | EUREKA SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2034 |
| Rate Type | Fixed Rate |
|---|
Source: Bureau County assessment roll, as of May 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Bureau County |
| County Subdivision | Hall Township |
| Municipality | Spring Valley City |
| Secondary School District | Hall High School District 502 (09 - 12) |
| Elementary School District | Spring Valley Community Consolidated School District 99 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,098.00 (+8.41%) | $71,073 (+8.56%) Land $5,368 Building $65,705 | $213,219 (+8.56%) Land $16,104 Building $197,115 |
| 2024 | $5,625.00 (+4.48%) | $65,469 (+6.64%) Land $4,945 Building $60,524 | $196,407 (+6.64%) Land $14,835 Building $181,572 |
| 2023 | $61,392 Land $4,637 Building $56,755 | $184,176 Land $13,911 Building $170,265 | |
| 2022 | $5,384.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 2, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING VALLEY serves 5,582 people · EPA ID IL0111000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures