531 Nott St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 531 Nott St, Schenectady, NY 12308

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,524 sqft · built 1920
Lot Size	0.08 acres (3,504 sqft)
Owner	Individual Name on Record
Last Sale	$222,600 (Mar 2026)
Tax Bill	$2,406 (2026)
Deeds & Mortgages	Mar 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`421500 39.50-3-46`

Property Details

APN / Parcel Number

Primary APN	`421500 39.50-3-46`
Alternative APN	`150003905000030460000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,524 sqft Total Area
1st Floor Area	1,271 sqft
2nd Floor Area	1,253 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,504 sqft (0.08 acres)
Lot Dimensions	113 ft deep x 30.8 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	294 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	531 NOTT ST
City	SCHENECTADY
State	NY
Zip	12308-2232
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	05 - COMME
Legal Description	2 WOOD
Legal Block	3
Legal Lot Number	46.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2017
Census Tract	20200

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	33 N FERRY ST, 3, SCHENECTADY, NY 12305-1617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2026 · Amount on Record
Deed Sale	Mar 25, 2026 · Amount on Record
Deed Document Number	20266747
Deed Book / Page	2169 / 3
Record Updated	Oct 29, 2026

March 2026: Administrator's Deed, Construction Loan

Document Type	Administrator's Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 25, 2026
Property Address	531 NOTT ST, SCHENECTADY, NY 12308-2232
Document Number	0000006747
Instrument Date	Feb 24, 2026
Instrument	202606747
Transaction Type	Construction Loan
Record Updated	Apr 28, 2026
Title Company	CHICAGO TITLE ALBANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$892.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1126 HAMMOND DR, MATTHEWS, NC 28104-8038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 N FERRY ST APT 3, 3, SCHENECTADY, NY 12305-1617

Mortgage

Document Number	0000006748
Date	Mar 25, 2026
Instrument	202606748

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Sep 1, 2026

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,406.00 (+3.13%) Homeowner's exemption Senior Citizen's exemption
2025	$2,333.00 (+15.27%)	$97,200 (-) Land $14,600 Building $82,600	$160,954 (+30.82%) Land $24,176 Building $136,778
2023		$97,200 (-) Land $14,600 Building $82,600	$123,038 (+3.8%) Land $18,481 Building $104,557
2022		$97,200 Land $14,600 Building $82,600	$118,537 Land $17,805 Building $100,732
2021	$2,024.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2004–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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