531 N Spring St, #3, Pensacola, FL 32501 Property Records

Escambia County property record for 531 N Spring St, #3, Pensacola, FL 32501

Property Summary

Property Type	Condominium
Details	2 ba · 1,585 sqft · built 2007
Lot Size	1.22 acres (53,252 sqft)
Owner	Company Name on File
Last Sale	$455,000 (Jul 2022)
Tax Bill	$6,190 (2024)
Deeds & Mortgages	Jul 2022 Sale Feb 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00-0S-00-8005-000-003`

Property Details

APN / Parcel Number

Primary APN	`00-0S-00-8005-000-003`
Alternative APN	`130001115`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,585 sqft Living Area
Gross Area	2,059 sqft
1st Floor Area	1,585 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Condo/Apartment
Exterior Material	Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	53,252 sqft (1.22 acres)
Garage Type	Attached
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	116 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	130001115
Street Address	531 N SPRING ST, 3
City	PENSACOLA
State	FL
Zip	32501-3927
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PR-2
Legal Description	UNIT 3 SPRING BUILDING THE COURT OF NORTH HILL CONDOMINIUMS ALSO A 3.9728930% INT IN COMMON ELEMENTS OR 8827 P 379 CA 95
Legal Subdivision	COURT OF NORTH HILL CONDOMINIUM
Legal Block	3
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	2
Census Block	2016
Census Tract	100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the North Hill Preservation District listed 1983 · 429 contributing resources · NRIS 83001422

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

531 N Spring St, #3 is owned by a company that bought it in July 2022.

Source: Escambia County records, as of December 31, 2025

Owner of Record	Company Name on File
Mailing Address	PO BOX 8789, CORAL SPRINGS, FL 33075-8789
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Warranty Deed, Transfer FIRST INTERNATIONAL TITLE
Feb 26, 2021	Warranty Deed, Transfer EMERALD COAST TITLE INC
Feb 14, 2017	Deed of Trust, Mortgage · ARM M & T BANK
Nov 1, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2022 · Amount on File
Deed Sale	Jul 21, 2022 · Amount on File
Prior Sale	Feb 26, 2021 · Amount on File
Deed Document Number	202274576
Deed Book / Page	8827 / 379
Prior Transfer Date	Oct 2, 2012
Prior Transfer Doc	0071080967
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Jul 21, 2022
Property Address	531 N SPRING ST # 3, 3, PENSACOLA, FL 32501-3927
Document Number	0088270379
Book / Page	8827 / 379
Map Reference	MB 5866 PG 622
Instrument Date	Jul 20, 2022
Instrument	2022074576
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$3,185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1100 DELMAR BLVD, 1100, HAMMOND, LA 70403-5306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 8789, CORAL SPRINGS, FL 33075-8789

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Feb 26, 2021
Property Address	531 N SPRING ST # 3, 3, PENSACOLA, FL 32501-3927
Document Number	0084730800
Book / Page	8473 / 800
Map Reference	MB 5866 PG 622
Instrument Date	Feb 26, 2021
Instrument	2021021312
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	EMERALD COAST TITLE INC

Transaction

Amount	Amount on Record
Tax	$2,534.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	531 N SPRING ST # 3, 531, PENSACOLA, FL 32501-3927

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 DELMAR BLVD, HAMMOND, LA 70403-5306

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	531 N SPRING ST # 3, 3, PENSACOLA, FL 32501-3927
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0076661183
Date	Feb 14, 2017
Book Page	7666/1183
Instrument	2017010838

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Nov 1, 2018
Property Address	531 N SPRING ST # 3, 3, PENSACOLA, FL 32501-3927
Document Number	0079911777
Book / Page	007991 / 001777
Instrument Date	Oct 31, 2018
Instrument	87196
Transaction Type	Transfer
Record Updated	Nov 14, 2018
Title Company	EMERALD COAST TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 N SPRING ST #3 PENSACOLA FL 325013927, 3, PENSACOLA, FL 32501-3927

Mortgage

Document Number	79911780
Date	Nov 1, 2018
Book Page	007991/001780
Instrument	87197

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2048

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Municipality	Pensacola City
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$372,475 Building $372,475	$372,475 Building $372,475
2024	$6,190.00 (+4.88%)
2023	$5,902.00 (+9.11%)	$348,700 (+1%)	$348,700 (+1%) Building $348,700
2022	$5,409.00	$317,000	$317,000 Building $317,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 531 N Spring St, #3 in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	7 (1978–2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 531 N Spring St, #3 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cox Communications.

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