531 N Front St, Reading, PA 19601 Property Records

Berks County property record for 531 N Front St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,556 sqft · built 1900
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Apr 2026)
Tax Bill	$753 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Dec 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`5307-65-53-7264`

Property Details

APN / Parcel Number

Primary APN	`5307-65-53-7264`
Alternative APNs	`15-5307-65-53-7264` `15042775` `042775`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,556 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15042775
Street Address	531 N FRONT ST
City	READING
State	PA
Zip	19601-2728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	53
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1008
Census Tract	1000

Owner

531 N Front St is owned and occupied by an individual who bought it in April 2026.

Source: Berks County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	531 N FRONT ST, READING, PA 19601-2728
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed, Transfer · Conventional Mortgage CUSTOMERS BANK
Dec 21, 2018	Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST FND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2026 · Amount on File
Deed Sale	Apr 16, 2026 · Amount on File
Prior Sale	Oct 25, 2011 · Amount on File
Deed Document Number	202611395
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Apr 16, 2026
Property Address	531 N FRONT ST, READING, PA 19601-2728
Document Number	0000011395
Instrument Date	Mar 24, 2026
Instrument	2026.11395
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	KEYSTONE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166,650.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 N FRONT ST, READING, PA 19601-2728

Mortgage

Document Number	0000011396,
Date	Apr 16, 2026
Instrument	2026.11396

Lender

Name	CUSTOMERS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000011398,
Date	Apr 16, 2026
Instrument	2026.11398

Lender

Name	PENNSYLVANIA HSNG FINANCE AGENCY

Agreement

Amount	Amount on Record

Interest

Rate	6%
Max Rate	-1%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	531 N FRONT ST, READING, PA 19601-2728
Document Number	0000044118
Instrument Date	Dec 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	828 N 10TH ST READING PA 196042419, READING, PA 19604-2419

Mortgage

Document Number	0000044118
Date	Dec 24, 2018
Instrument	44118

Lender

Name	COMMUNITY FIRST FND
Type	Funding / Finance Company
Address	LANCASTER, PA 17608-0524

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 531 N Front St was $753, up 4% from the year before.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$753.00 (+4.01%)	$26,700 (-) Land $6,100 Building $20,600	$6,100 (-) Land $6,100
2025	$724.00 (+2.55%)	$26,700 (-) Land $6,100 Building $20,600	$6,100 Land $6,100
2024	$706.00	$26,700 Land $6,100 Building $20,600
1994			$26,700 Land $6,100 Building $20,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 531 N Front St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 531 N Front St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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