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531 N Central Ave, Umatilla, FL 32784 Property Records

Lake County property record for 531 N Central Ave, Umatilla, FL 32784

Property Summary

Property TypeRestaurant
Details3 ba · 2,530 sqft · built 1972
Lot Size0.241 acres (10,500 sqft)
OwnerCompany Name on File
Last Sale$450,000 (Dec 2023)
Tax Bill$4,365 (2024)
Deeds & MortgagesDec 2023 Sale & Line of Credit
Sep 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-18-26-0600-016-00500

Property Details

APN / Parcel Number

Primary APN12-18-26-0600-016-00500
Alternative APNs
  • 261812060001600500
  • 3833046

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area2,530 sqft Gross Area
1st Floor Area2,530 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 2001
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Lot Area10,500 sqft (0.241 acres)
Deck AreaDeck Area
Canopy224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3833046
Street Address531 N CENTRAL AVE
CityUMATILLA
StateFL
Zip32784-8675
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Local Zoning CodeC2
Legal DescriptionUMATILLA NORTH UMATILLA LOTS 5 6 7 S 1/2 OF LOT 8 BLK 16 PB 6 PGS 35-37 ORB 6250 PG 1380
Legal Range26E
Legal Township18S
Legal Section12
Legal SubdivisionNORTH UMATILLA
Legal Tract0600
Legal Block16
Legal Lot Number5
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group1
Census Block1045
Census Tract30110

Owner

531 N Central Ave, a commercial property, is owned by a company that bought it in December 2023.

Source: Lake County records, as of November 26, 2025

Owner of RecordCompany Name on File
Mailing Address4073 ROSE OF SHARON DR, ORLANDO, FL 32808-2740
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2023Warranty Deed, Transfer · Line of Credit
INDIAN CHEF TAKEOUT EXPRESS LLC
Sep 20, 2023Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 9, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Aug 30, 2018Grant Deed
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2023 · Amount on File
Deed SaleDec 1, 2023 · Amount on File
Prior SaleDec 9, 2021 · Amount on File
Deed Document Number2023146582
Deed Book / Page6250 / 1380
Prior Transfer DateSep 20, 2023
Prior Transfer Doc0062140223
Record UpdatedSep 20, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateDec 1, 2023
Property Address531 N CENTRAL AVE, UMATILLA, FL 32784-8675
Document Number0062501380
Book / Page6250 / 1380
Map ReferenceMB 6 PG 35
Instrument DateNov 29, 2023
Instrument2023146582
Transaction TypeTransfer
Record UpdatedDec 19, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address713 SENECA MEADOWS RD, WINTER SPRINGS, FL 32708-4725

Transferred To (Grantee/Buyer)

NameVerified Name
Address4073 ROSE OF SHARON DR, ORLANDO, FL 32808-2740

Mortgage

Document Number0062501383
DateDec 1, 2023
Instrument6250/1383
Lender
NameINDIAN CHEF TAKEOUT EXPRESS LLC
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueDec 1, 2033

September 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE FL
Recording DateSep 20, 2023
Property Address531 N CENTRAL AVE, UMATILLA, FL 32784-8675
Document Number0062140223
Book / Page6214 / 223
Map ReferenceMB 6 PG 35
Instrument DateSep 20, 2023
Instrument2023115926
Transaction TypeTransfer
Record UpdatedOct 6, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address790 E STATE ROAD 434, LONGWOOD, FL 32750-5347

Transferred To (Grantee/Buyer)

NameVerified Name
Address531 N CENTRAL AVE, UMATILLA, FL 32784-8675

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateDec 9, 2021
Property Address531 N CENTRAL AVE, UMATILLA, FL 32784-8675
Document Number0058532428
Book / Page5853 / 2428
Map ReferenceMB 6 PG 35
Instrument DateDec 6, 2021
Instrument2021170411
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$1,645.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address800 MARIETTA LN, EUSTIS, FL 32726-5142

Transferred To (Grantee/Buyer)

NameVerified Name
Address790 E STATE ROAD 434, LONGWOOD, FL 32750-5347

August 2018: Grant Deed

Document TypeGrant Deed
JurisdictionLAKE FL
Recording DateAug 30, 2018
Property Address531 N CENTRAL AVE, UMATILLA, FL 32784-8675
Document Number0051620191
Book / Page005162 / 000191
Instrument DateJun 28, 2018
Instrument101586
Record UpdatedSep 11, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address800 MARIETTA LN EUSTIS FL 327265142, EUSTIS, FL 32726-5142

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityUmatilla City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$228,570 (-) Land $61,488 Building $167,082$228,570 (-) Land $61,488 Building $167,082
2025$228,570 Land $61,488 Building $167,082$228,570 Land $61,488 Building $167,082
2024$4,365.00 (+31.08%)
2023$3,330.00 (+5.01%)$154,996 (+4.16%)$154,996 (+4.16%) Land $50,312 Building $104,684
2022$3,171.00$148,807$148,807 Land $45,738 Building $103,069

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 531 N Central Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 531 N Central Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUMATILLA WATER WORKS (2 WPS)
serves 3,948 people · EPA ID FL3351402
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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