Benton County property record for 531 Morgan St, Centerton, AR 72719
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,490 sqft · built 2023 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $517,020 (Jan 2024) |
| Tax Bill | $5,268 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-06144-000 |
| Primary APN | 06-06144-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,490 sqft Living Area |
| Gross Area | 3,180 sqft |
| 1st Floor Area | 2,082 sqft |
| Flooring | Carpet |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 690 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,080 sqft |
| Porch | Open Porch |
| Patio Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 531 MORGAN ST |
|---|---|
| City | CENTERTON |
| State | AR |
| Zip | 72719-5076 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT 2/27/2020 L202010718 |
| Legal Range | 31 |
| Legal Township | 20 |
| Legal Section | 28 |
| Legal Subdivision | FOREST PARK PH 3-CENTERTON |
| Legal Lot Number | 146 |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 20904 |
Source: Benton County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 531 MORGAN ST, CENTERTON, AR 72719-5076 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC |
| Apr 6, 2023 | Deed of Trust, Mortgage · Line of Credit ARVEST BANK |
| Oct 3, 2024 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 4, 2024 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2024 · Amount on Record |
| Deed Sale | Jan 4, 2024 · Amount on Record |
| Deed Document Number | 2024584 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 531 MORGAN ST, CENTERTON, AR 72719-5076 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 531 MORGAN ST, CENTERTON, AR 72719-5076 |
| Document Number | L202613261 |
|---|---|
| Date | Mar 11, 2026 |
| Instrument | L202613261 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | 18303 GRIDLEY RD, CERRITOS, CA 90703 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 531 MORGAN ST, CENTERTON, AR 72719-5076 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 502 SW BRIGHTON DR, BENTONVILLE, AR 72712-3986 |
| Document Number | L202316413 |
|---|---|
| Date | Apr 6, 2023 |
| Instrument | L202316413 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | ROGERS, AR 72758 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 5, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 531 MORGAN ST, CENTERTON, AR 72719-5076 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 531 MORGAN ST, CENTERTON, AR 72719-5076 |
| Document Number | L202452724 |
|---|---|
| Date | Oct 3, 2024 |
| Instrument | L202452724 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 585 SOUTH BLVD E, PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Jan 4, 2024 |
| Property Address | 531 MORGAN ST, CENTERTON, AR 72719-5076 |
| Document Number | L202400584 |
| Map Reference | DOC L202010718 |
| Instrument Date | Dec 29, 2023 |
| Instrument | L202400584 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | WACO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,709.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 502 SW BRIGHTON DR, BENTONVILLE, AR 72712-3986 |
| Name | Verified Name |
|---|---|
| Address | 531 MORGAN ST, CENTERTON, AR 72719-5076 |
| Document Number | L202400585 |
|---|---|
| Date | Jan 4, 2024 |
| Instrument | L202400585 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
Source: Benton County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Municipality | Centerton City |
| Unified School District | Bentonville Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,268.00 (+1.35%) | $85,109 (-) Land $19,600 Building $65,509 | $425,545 (-) Land $98,000 Building $327,545 |
| 2025 | $5,198.00 (+666.67%) Homeowner's exemption | $85,109 (+673.72%) Land $19,600 Building $65,509 | |
| 2024 | $425,545 (+673.72%) Land $98,000 Building $327,545 | ||
| 2023 | $678.00 | $11,000 Land $11,000 | $55,000 Land $55,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 78% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTERTON WATERWORKS serves 27,243 people · EPA ID AR0000044 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Brightspeed Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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