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531 Moncure Dr, Charlotte, NC 28209 Property Records

Mecklenburg County property record for 531 Moncure Dr, Charlotte, NC 28209 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on File
Last Sale$1,050,000 (May 2024)
Deeds & MortgagesMar 2026 Mortgage
May 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN175-111-99

Property Details

APN / Parcel Number

Primary APN175-111-99

Exterior

Lot Area5,663 sqft (0.13 acres)

Location & Zoning

Street Address531 MONCURE DR
CityCHARLOTTE
StateNC
Zip28209-3458
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT C M20-749 MONCURE DR
Legal Block1
Legal Lot Number99
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group3
Census Block3004
Census Tract2910

Owner

Source: Mecklenburg County records · APN 175-111-99

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address532 MONCURE DR, CHARLOTTE, NC 28209-3458
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 01, 2024Warranty Deed, Transfer · Conventional Mortgage
NORTHPOINTE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 01, 2024 · Amount on Record
Deed SaleMay 01, 2024 · Amount on Record
Prior SaleDec 21, 1984
Deed Document Number202439408
Deed Book / Page38789 / 437
Record UpdatedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address531 MONCURE DR, CHARLOTTE, NC 28209-3458
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address532 MONCURE DR, CHARLOTTE, NC 28209-3458

Mortgage

Document Number0000025887
DateMar 16, 2026
Book Page40268/788
Instrument2026025887
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMay 01, 2024
Property Address531 MONCURE DR, CHARLOTTE, NC 28209-3458
Document Number0000039408
Book / Page38789 / 437
Map ReferenceMB 20 PG 749
Instrument DateMay 01, 2024
Instrument2024039408
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address532 MONCURE DR, CHARLOTTE, NC 28209-3458

Mortgage

Document Number0000039409
DateMay 01, 2024
Instrument2024039409
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2054

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearAssessed ValueAssessed Market Value
2025$12,600 Land $12,600$12,600 Land $12,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190029103, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2018–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2020, rainfall accumulation

Wildfire

Wildfire RiskLow
above 5% of the US · above 3% of North Carolina
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 269 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
VerizonFixed Wireless1,000 / 75
SpectrumCable1,000 / 50
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Google Fiber, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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