531 Mill Rd, Auburn, CA 95603 Property Records

Placer County property record for 531 Mill Rd, Auburn, CA 95603

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,102 sqft · built 2017
Lot Size	3.2 acres (139,392 sqft)
Owner	Company Name on File
Last Sale	$450,000 (Dec 2013)
Tax Bill	$5,880 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`052-121-038-000`

Property Details

APN / Parcel Number

Primary APN	`052-121-038-000`
Alternative APN	`052-121-038`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,102 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Lot Area	139,392 sqft
Garage Area	1,176 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	531 MILL RD
City	AUBURN
State	CA
Zip	95603-3118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSAG
Legal Description	3.2 A SEC 34 13 8
Legal Range	8E
Legal Township	13N
Legal Section	34
Legal Subdivision	SHOCKLEY TRACT
Legal Tract	C
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	3
Census Block	3039
Census Tract	21802

Owner

Source: Placer County assessment roll, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	531 MILL RD, AUBURN, CA 95603-3118
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Oct 20, 2021	Deed of Trust, Mortgage · Line of Credit ALASKA USA FCU
Sep 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Sep 19, 2018	Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK
Aug 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage WHITE CAP COASTAL INC
Mar 15, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 19, 2013 · Amount on Record
Deed Sale	Dec 19, 2013 · Amount on Record
Prior Sale	Jan 9, 2007 · Amount on Record
Deed Document Number	2013115609
Prior Transfer Date	Mar 27, 1995
Prior Transfer Doc	0000052382
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Recording Date	Apr 22, 2026
Property Address	531 MILL RD, AUBURN, CA 95603-3118
Document Number	0000022982
Instrument Date	Apr 17, 2026
Instrument	202622982
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	531 MILL RD, AUBURN, CA 95603-3118

Mortgage

Document Number	0000022982,
Date	Apr 22, 2026
Instrument	202622982

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	531 MILL RD, AUBURN, CA 95603-3118
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 MILL RD, AUBURN, CA 95603-3118

Mortgage

Document Number	0000130048
Date	Oct 20, 2021
Instrument	2021-0130048

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	531 MILL RD, AUBURN, CA 95603-3118
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 MILL RD, AUBURN, CA 95603-3118

Mortgage

Document Number	0000130049
Date	Oct 20, 2021
Instrument	2021-0130049

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	ANCHORAGE, AK 99519

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	531 MILL RD, AUBURN, CA 95603-3118
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067896
Date	Sep 19, 2018
Instrument	2018-0067896

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	531 MILL RD, AUBURN, CA 95603-3118
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067897
Date	Sep 19, 2018
Instrument	2018-0067897

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	531 MILL RD, AUBURN, CA 95603-3118
Document Number	0000062422
Instrument Date	Aug 27, 2018
Transaction Type	Mortgage
Record Updated	Sep 14, 2018
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	531 MILL RD AUBURN CA 956033118, AUBURN, CA 95603-3118

Mortgage

Document Number	0000062422
Date	Aug 28, 2018
Instrument	62422

Lender

Name	WHITE CAP COASTAL INC
Address	PO BOX 5768, AUBURN, CA 95604-5768

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Mar 15, 2017
Property Address	531 MILL RD, AUBURN, CA 95603-3118
Document Number	0000018913
Instrument Date	Mar 8, 2017
Instrument	18913
Transaction Type	Transfer
Record Updated	Mar 23, 2017

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	800 TRIBUTE CT AUBURN CA 956037740, AUBURN, CA 95603-7740

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Ackerman Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$584,117 (+2%) Land $118,377 Building $465,740
2025	$5,880.00 (-0.24%) Homeowner's exemption	$572,664 (+4.04%) Land $116,056 Building $456,608
2024	$5,894.00 (+1.05%)
2023	$5,833.00 (+0.55%) Homeowner's exemption	$550,428 Land $111,550 Building $438,878
2022	$5,801.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - AUBURN/BOWMAN serves 27,317 people · EPA ID CA3110005
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
SmarterBroadband Fixed Wireless	100 / 25
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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