531 Miami Trce, Harrison, OH 45030 Property Records

Hamilton County property record for 531 Miami Trce, Harrison, OH 45030

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,341 sqft · built 2013
Owner	Individual Name on File
Last Sale	$197,500 (Aug 2018)
Tax Bill	$4,113 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`561-0025-0015-00`

Property Details

APN / Parcel Number

Primary APN	`561-0025-0015-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,341 sqft Living Area
1st Floor Area	1,341 sqft

Exterior

Year Built	Built 2013
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	531 MIAMI TRCE
City	HARRISON
State	OH
Zip	45030-5103
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 531 5.17%MIAMI TRACE II CONDOPHASE 9
Legal Phase	9
Jurisdiction	HAMILTON OH
Township / Civil Division	CROSBY
Census Block Group	1
Census Block	1027
Census Tract	26001

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	531 MIAMI TRCE, HARRISON, OH 45030-5103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS
Aug 17, 2018	Fiduciary Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2018 · Amount on File
Deed Sale	Aug 17, 2018 · Amount on File
Prior Sale	Sep 20, 2013 · Amount on File
Deed Document Number	0000072823
Deed Book / Page	13734 / 01141
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	531 MIAMI TRCE, HARRISON, OH 45030-5103
Document Number	0000017944
Instrument Date	Feb 20, 2020
Transaction Type	Mortgage
Record Updated	Apr 16, 2020
Title Company	OLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	531 MIAMI TRACECONDOMINIUM 531 HARRISON OH 45030, HARRISON, OH 45030

Mortgage

Document Number	0000017944
Date	Feb 24, 2020
Book Page	014110/000175
Instrument	17944

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	Feb 23, 2048

August 2018: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 17, 2018
Property Address	531 MIAMI TRCE, HARRISON, OH 45030-5103
Document Number	0000072823
Book / Page	13734 / 01141
Map Reference	MB 437 PG 64-67
Instrument Date	Aug 13, 2018
Instrument	2018-0072823
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$592.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000072824
Date	Aug 17, 2018
Instrument	2018-0072824

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Crosby Township
Municipality	Harrison City
Unified School District	Southwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,113.00 (-2.21%)	$83,839 (-) Land $13,650 Building $70,189
2024	$4,206.00 (+1.03%)	$83,839 (-) Land $13,650 Building $70,189
2023	$4,163.00 (+6.2%)	$83,839 (+21.29%) Land $13,650 Building $70,189	$239,540 (+21.29%) Land $39,000 Building $200,540
2022	$3,920.00	$69,125 Land $11,550 Building $57,575
2020			$197,500 Land $33,000 Building $164,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRISON CITY PWS serves 11,600 people · EPA ID OH3100812
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	CINCINNATI PUBLIC WATER SYSTEM
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: altafiber Network Solutions, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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