531 Meadowtrail Ct, Cincinnati, OH 45231 Property Records

Hamilton County property record for 531 Meadowtrail Ct, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,652 sqft · built 1991
Lot Size	0.413 acres (17,990 sqft)
Owner	2 Individual Names on File
Last Sale	$219,000 (Aug 1999)
Tax Bill	$8,407 (2025)
Deeds & Mortgages	Dec 2024 Line of Credit Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`590-0180-1074-00`

Property Details

APN / Parcel Number

Primary APN	`590-0180-1074-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,652 sqft Living Area
Gross Area	4,301 sqft
1st Floor Area	1,443 sqft
2nd Floor Area	1,209 sqft
Basement Area	1,209 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	17,990 sqft (0.413 acres)
Lot Dimensions	181 ft deep x 79.6 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	790 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	531 MEADOWTRAIL CT
City	CINCINNATI
State	OH
Zip	45231-2765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MEADOWTRAIL CT 79.57 X 181.15 FT IRR LOT8 WINDCREST ACRES 7TH SUB
Legal Subdivision	WINDCREST ACRES 7TH SUB
Legal Lot Number	8
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1001
Census Tract	22101

Owner

531 Meadowtrail Ct is owned and occupied by two individuals who bought it in August 1999.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	531 MEADOWTRAIL CT, CINCINNATI, OH 45231-2765
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2024	Deed of Trust, Mortgage · Line of Credit KEMBA CREDIT UNION INC
Jul 28, 2021	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH SIDE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 1999 · Amount on File
Deed Sale	Aug 27, 1999 · Amount on File
Deed Document Number	1999172646
Deed Book / Page	8054 / 352
Prior Transfer Date	Mar 31, 1995
Prior Transfer Doc	0000045319
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	531 MEADOWTRAIL CT, CINCINNATI, OH 45231-2765
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 MEADOWTRAIL CT, CINCINNATI, OH 45231-2765

Mortgage

Document Number	0000086778
Date	Dec 5, 2024
Book Page	15306/3286
Instrument	2024-0086778

Lender

Name	KEMBA CREDIT UNION INC
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Nov 27, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 28, 2021
Property Address	531 MEADOWTRAIL CT, CINCINNATI, OH 45231-2765
Document Number	0000091694
Book / Page	14468 / 2384
Map Reference	MB 65 PG 47&48
Instrument Date	Jun 29, 2021
Instrument	2021-0091694
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,065.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	531 MEADOWTRAIL CT, CINCINNATI, OH 45231-2765

Mortgage

Document Number	0000091695
Date	Jul 28, 2021
Instrument	2021-0091695

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	531 MEADOWTRAIL CT, CINCINNATI, OH 45231-2765
Document Number	0000052272
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	CAMBRIDGE LAND TITLE AGENCY INC, CAMBRIDGE LAND TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	531 MEADOWTRAIL CT CINCINNATI OH 452312765, CINCINNATI, OH 45231-2765

Mortgage

Document Number	0000052272
Date	Jun 4, 2020
Book Page	014182/001701
Instrument	52272

Lender

Name	NORTH SIDE BK
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 3, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 531 Meadowtrail Ct was $8,407, up 2.7% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,407.00 (+2.66%)	$124,250 (-) Land $15,708 Building $108,542	$355,000 Land $44,880 Building $310,120
2024	$8,189.00 (+4.09%)	$124,250 (-) Land $15,708 Building $108,542
2023	$7,867.00 (-4.39%)	$124,250 (+27.55%) Land $15,708 Building $108,542	$355,000 Land $44,880 Building $310,120
2022	$8,228.00 Homeowner's exemption	$97,416 Land $14,830 Building $82,586
2020			$278,330 Land $42,370 Building $235,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 531 Meadowtrail Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 531 Meadowtrail Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WYOMING CITY PWS serves 9,700 people · EPA ID OH3102212
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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