Cambria County property record for 531 Main St, Windber, PA 15963
| Property Type | Single Family Home |
|---|---|
| Details | built 1978 |
| Lot Size | 0.068 acres (3,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $791 (2026) |
| Deeds & Mortgages | Oct 2024 Sale & Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | 52-001.-406.000 |
| Primary APN | 52-001.-406.000 |
|---|---|
| Alternative APN |
|
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 3,000 sqft (0.068 acres) |
| Lot Dimensions | 75 ft deep x 40 ft wide |
| Street Address | 531 MAIN ST |
|---|---|
| City | WINDBER |
| State | PA |
| Zip | 15963-1051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 40 X 75 H |
| Jurisdiction | CAMBRIA PA |
| Township / Civil Division | SCALP LEVEL |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 13700 |
531 Main St is owned and occupied by an individual who acquired it in March 1982.
Source: Cambria County records, as of April 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 531 MAIN ST, WINDBER, PA 15963-1051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 1982 |
| Deed Sale | Mar 1, 1982 |
| Deed Book / Page | 1094 / 750 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Recording Date | Oct 8, 2024 |
| Property Address | 531 MAIN ST, WINDBER, PA 15963-1051 |
| Document Number | 202400009156 |
| Instrument Date | Oct 7, 2024 |
| Instrument | 2024-00009156 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 531 MAIN ST, WINDBER, PA 15963-1051 |
| Document Number | 202400009157 |
|---|---|
| Date | Oct 8, 2024 |
| Instrument | 2024-00009157 |
| Name | SLOVENIAN SAVINGS & LOAN ASN OF FRA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2054 |
The 2026 property tax bill for 531 Main St was $791.
Source: Cambria County assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Cambria County |
| Municipality | Scalp Level Borough |
| Unified School District | Windber Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $791.00 | $18,200 (-) Land $580 Building $17,620 | |
| 2025 | $791.00 (-56.92%) | $18,200 (-) Land $580 Building $17,620 | |
| 2024 | $1,836.00 | $18,200 Land $580 Building $17,620 | |
| 1972 | $18,200 Land $580 Building $17,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 531 Main St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (1981–2005) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Jan 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 531 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINDBER AREA AUTH serves 9,463 people · EPA ID PA4560013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 19 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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