531 Main St, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 531 Main St, Ridgefield, CT 06877

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 5,132 sqft · built 1890
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Trust Names on File
Last Sale	$308,604 (Jun 2013)
Tax Bill	$42,315 (2025)
Deeds & Mortgages	Nov 2025 Transfer Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`E140112`

Property Details

APN / Parcel Number

Primary APN	`E140112`
Alternative APN	`RIDG M:E14 B:0112`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,132 sqft Living Area
Basement Area	2,351 sqft
Unfinished Basement	1,631 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,174 sqft (1.06 acres)
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	E140112
Street Address	531 MAIN ST
City	RIDGEFIELD
State	CT
Zip	06877-3810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SDR20
Legal Block	112
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	1
Census Block	1006
Census Tract	245600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ridgefield Center Historic District listed 1984 · 242 contributing resources · NRIS 84000817

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

531 Main St is owner-occupied and held in a trust since June 2013.

Source: Ridgefield Town records, as of July 9, 2026

Owner of Record	2 Trust Names on File
Mailing Address	531 MAIN ST, RIDGEFIELD, CT 06877-3810
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Quit Claim Deed, Transfer Quitclaim
Apr 7, 2022	Deed of Trust, Mortgage · ARM BANK OF AMERICA NA
Jan 9, 2017	Deed of Trust, Mortgage SAVINGS BK/DANBURY
Jan 9, 2017	Deed of Trust, Mortgage · Line of Credit SAVINGS BK/DANBURY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2013 · Amount on File
Deed Sale	Jun 3, 2013 · Amount on File
Prior Sale	Jun 3, 2013 · Amount on File
Deed Book / Page	983 / 641
Transfer Doc	0984000493
Record Updated	Oct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Nov 18, 2025
Property Address	531 MAIN ST, RIDGEFIELD, CT 06877-3810
Document Number	001185-426
Book / Page	1185 / 426
Instrument Date	Oct 1, 2025
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 MAIN ST, RIDGEFIELD, CT 06877-3810

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	531 MAIN ST, RIDGEFIELD, CT 06877-3810
Transaction Type	Mortgage
Record Updated	Dec 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001141-620
Date	Apr 7, 2022
Book Page	1141/620

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.38%
Type Change Date	May 1, 2032
Index	Other

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	531 MAIN ST, RIDGEFIELD, CT 06877-3810
Document Number	1042-994
Book / Page	001042 / 000994
Transaction Type	Mortgage
Record Updated	Feb 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1042-994
Date	Jan 9, 2017
Book Page	001042/000994

Lender

Name	SAVINGS BK/DANBURY
Type	Federal Savings Bank

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 8, 2032

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	531 MAIN ST, RIDGEFIELD, CT 06877-3810
Document Number	1042-1004
Book / Page	001042 / 001004
Transaction Type	Mortgage
Record Updated	Feb 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1042-1004
Date	Jan 9, 2017
Book Page	001042/001004

Lender

Name	SAVINGS BK/DANBURY
Type	Federal Savings Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 8, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 531 Main St was $42,315.

Source: Ridgefield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$42,315.00	$1,544,900 Land $535,500 Building $1,009,400	$1,081,430 Land $374,850 Building $706,580
2024	$42,315.00 (+6.12%)
2023	$39,874.00 (+1.29%)	$1,544,900 (+11.57%) Land $535,500 Building $1,009,400
2022	$39,366.00	$1,384,680 Land $352,800 Building $1,031,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 531 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 531 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-RIDGEFIELD private · serves 7,476 people · EPA ID CT1180011
Water Source	Purchased surface water from AQUARION-EASTERN FAIRFIELD COUNTY
Last State Inspection	Jul 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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