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531 Main St, Hamilton (Trenton), NJ 08620 Property Records

Mercer County and Hamilton Township property record for 531 Main St, Hamilton, NJ 08620

Property Summary

Property TypeSingle Family Home
Details2,144 sqft · built 1945
Lot Size0.331 acres (14,401 sqft)
Owner2 Individual Names on File
Tax Bill$9,467 (2025)
Deeds & MortgagesMar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN03-02721-0000-00088

Property Details

APN / Parcel Number

Primary APN03-02721-0000-00088
Alternative APNs
  • 0300623000000080
  • 030272100088

Interior

Stories1 Story
Building Area2,144 sqft Living Area
1st Floor Area2,144 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Construction TypeFrame
Lot Area14,401 sqft (0.331 acres)
Lot Dimensions180 ft deep x 80 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number0300623000000080
Street Address531 MAIN ST
CityTRENTON
StateNJ
Zip08620-2319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Description12310-H5
Legal Block2721
Legal Lot Number88
JurisdictionMERCER NJ
Township / Civil DivisionHAMILTON
Census Block Group1
Census Block1021
Census Tract3001

Owner

531 Main St, a single family home, is owned by two individuals.

Source: Mercer County and Hamilton Township records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address10 RAY DWIER DR, TRENTON, NJ 08690-1808
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER NJ
Property Address531 MAIN ST, HAMILTON, NJ 08620-2319
Transaction TypeMortgage
Record UpdatedNov 5, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009749
DateMar 7, 2019
Book Page11396/1159
Instrument2019009749
Lender
NameSANTANDER BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 531 Main St was $9,467, up 5.2% from the year before.

Source: Mercer County and Hamilton Township assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMercer County
County SubdivisionHamilton Township
Unified School DistrictHamilton Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$255,300 (-) Land $66,100 Building $189,200$255,300 (-) Land $66,100 Building $189,200
2025$9,467.00 (+5.24%)$255,300 Land $66,100 Building $189,200$255,300 Land $66,100 Building $189,200
2024$8,996.00
2023$255,300 Land $66,100 Building $189,200$255,300 Land $66,100 Building $189,200
2022$8,299.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 531 Main St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1978–2018)
Claims Outside the SFHA2 of 5
Most Recent ClaimMar 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 531 Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTRENTON WATER WORKS
serves 217,000 people · EPA ID NJ1111001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityTotal trihalomethanes
not recorded as resolved · Oct 2024
Turbidity
resolved · Jul 2021
Haloacetic acids
resolved · Jul 2018
Treatment and ProcedureLead service line replacement
currently in violation since May 2020
Corrosion control
Jan 2021
Lead public education
Jan 2019
Monitoring and Reporting36
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		2,300 / 2,300
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Xfinity.

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