Delta County property record for 531 Main St, Delta, CO 81416
| Property Type | Commercial Office |
|---|---|
| Details | 1 ba · 1,546 sqft · built 1930 |
| Lot Size | 0.095 acres (4,138 sqft) |
| Owner | Company Name on File |
| Last Sale | $44,000 (Nov 1994) |
| Tax Bill | $1,778 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R014750 |
| Primary APN | R014750 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,546 sqft Gross Area |
| 1st Floor Area | 1,546 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Contemporary |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,138 sqft (0.095 acres) |
| Lot Dimensions | 125 ft deep x 33 ft wide |
| Cooling System | Window A/C |
|---|---|
| Heating System | Convection |
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R014750 |
|---|---|
| Street Address | 531 MAIN ST |
| City | DELTA |
| State | CO |
| Zip | 81416-1817 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Legal Description | 531 MAIN ST DELTA 81416 531 1/2 MAIN ST DELTA 81416 S: 24 T: 15S R: 96W SUBDIVISION: ORIGINAL DELTA BLOCK: 17 LOT: 8 AND:- LOT: 9 LESS S17 LT 9 TOTAL AC 0.095+- BLK 17 LOTS 8 & 9 LESS S17 LT 9 ORIG DELTA PT OF SEC 24 T15S R96W 6PM BK 220 PG 17 BK 445 |
| Legal Subdivision | ORIGINAL DELTA |
| Legal Block | 17 |
| Legal Lot Number | 8 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 965100 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 531 MAIN ST, DELTA, CO 81416-1817 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 8, 2023 | Deed of Trust, Mortgage BANK OF COLORADO |
| Nov 20, 2020 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF COLORADO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 1994 · Amount on File |
| Deed Sale | Nov 10, 1994 · Amount on File |
| Last Transfer Date | Aug 6, 2015 |
| Transfer Doc | 0000682072 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 531 MAIN ST, DELTA, CO 81416-1817 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000746919 |
|---|---|
| Date | Jun 8, 2023 |
| Instrument | 746919 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Address | DELTA, CO 81416 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Jun 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 531 MAIN ST, DELTA, CO 81416-1817 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 723965 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 723965 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Address | DELTA, CO 81416 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,778.00 (+28.47%) | $27,701 (+32.38%) Land $9,990 Building $17,711 | $102,595 (+36.79%) Land $37,000 Building $65,595 |
| 2024 | $1,384.00 (+3.9%) | $20,925 (-) Land $8,370 Building $12,555 | |
| 2023 | $1,332.00 (-36.36%) | $20,925 (-35.48%) Land $8,370 Building $12,555 | $75,001 (-32.94%) Land $30,000 Building $45,001 |
| 2022 | $2,093.00 | $32,432 Land $8,700 Building $23,732 | $111,834 Land $30,000 Building $81,834 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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