531 Madrone St, Lathrop, CA 95330 Property Records

San Joaquin County property record for 531 Madrone St, Lathrop, CA 95330

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,293 sqft · built 2022
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$730,000 (Sep 2022)
Tax Bill$11,327 (2026)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN192-070-250-000

Property Details

APN / Parcel Number

Primary APN192-070-250-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,293 sqft Living Area
1st Floor Area2,293 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleL-Shape
Construction TypeWood
Lot Area6,534 sqft (0.15 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address531 MADRONE ST
CityLATHROP
StateCA
Zip95330-8493
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 73 STANFORD CROSSING-PHASE 1B-TRACT 3809
Legal SubdivisionSTANFORD CROSSING-PHASE 1B
Legal Tract3809
Legal Block3
Legal Lot Number73
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionMANTECA
Census Block Group3
Census Block3032
Census Tract5119

Owner

531 Madrone St is owned and occupied by two individuals who bought it in September 2022.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address531 MADRONE ST, LATHROP, CA 95330-8493
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2022 · Amount on File
Deed SaleSep 30, 2022 · Amount on File
Deed Document Number2022114336
Record UpdatedOct 29, 2026

September 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateSep 30, 2022
Property Address531 MADRONE ST, LATHROP, CA 95330-8493
Document Number0000114336
Map ReferenceMB 43 PG 116
Instrument DateJun 8, 2022
Instrument2022-114336
Transaction TypeTransfer
Record UpdatedOct 13, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address531 MADRONE ST, LATHROP, CA 95330-8493

Mortgage

Document Number0000114337
DateSep 30, 2022
Instrument2022-114337
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 531 Madrone St was $11,327, down 5.6% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLathrop City
Unified School DistrictManteca Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,327.00 (-5.63%)
2025$12,003.00$759,492 Land $124,848 Building $634,644
2023$11,538.00 (+167.08%)$730,000 Land $120,000 Building $610,000$663,660
2022$4,320.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 531 Madrone St in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 37 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimApr 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 531 Madrone St is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 64% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LATHROP
serves 38,596 people · EPA ID CA3910015
Water SourcePurchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State InspectionDec 2024
Also Mapped HereSAN JOAQUIN COUNTY-MOKELUMNE ACRES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
unWired Broadband
Fixed Wireless
400 / 50
Matrix Broadband
Fixed Wireless
200 / 40
Ayera Technologies
Fixed Wireless
120 / 40
Cal.net
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Madrone St

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