Clermont County property record for 531 Kittery Ln, Cincinnati, OH 45255
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,404 sqft · built 1987 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,200 (Apr 2012) |
| Tax Bill | $6,182 (2025) |
| Deeds & Mortgages | May 2022 Transfer Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-28-10C-140 |
| Primary APN | 28-28-10C-140 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,404 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 100 sqft |
| Finished Basement | 100 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 20,909 sqft (0.48 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 224 sqft |
| Patio Area | 49 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 531 KITTERY LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45255-5022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOPPER HILL FARMS; LOT 61 |
| Legal Subdivision | HOPPER HILL FARMS |
| Legal Lot Number | 61 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | PIERCE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 41506 |
531 Kittery Ln is owned and occupied by an individual who acquired it in May 2022.
Source: Clermont County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 531 KITTERY LN, CINCINNATI, OH 45255-5022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2022 | Intrafamily Transfer, Transfer |
| Jun 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Jan 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2012 · Amount on File |
| Deed Sale | Apr 6, 2012 · Amount on File |
| Prior Sale | Jun 29, 2011 |
| Deed Document Number | 20128865 |
| Deed Book / Page | 2366 / 1695 |
| Last Transfer Date | May 5, 2022 |
| Transfer Doc | 0000013050 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | May 11, 2022 |
| Property Address | 531 KITTERY LN, CINCINNATI, OH 45255-5022 |
| Document Number | 0000013050 |
| Book / Page | 2919 / 3332 |
| Map Reference | MB T PG 21-23 |
| Instrument Date | May 5, 2022 |
| Instrument | 202200013050 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 531 KITTERY LN, CINCINNATI, OH 45255-5022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 531 KITTERY LN, CINCINNATI, OH 45255-5022 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000019415 |
|---|---|
| Date | Jun 15, 2021 |
| Book Page | 2884/667 |
| Instrument | 202100019415 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 531 KITTERY LN, CINCINNATI, OH 45255-5022 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PROMINENT TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000001029 |
|---|---|
| Date | Jan 13, 2017 |
| Book Page | 2685/0371 |
| Instrument | 201700001029 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 4.75% |
| Index | 1-Year CMT |
| Max Rate | 8.75% |
The 2025 property tax bill for 531 Kittery Ln was $6,182 with a homeowner's exemption.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Pierce Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,182.00 | $114,980 Land $24,220 Building $90,760 | |
| 2024 | $328,500 (-) Land $69,200 Building $259,300 | ||
| 2023 | $11,108.00 (+152.68%) Homeowner's exemption | $114,980 (+53.86%) Land $24,220 Building $90,760 | $328,500 Land $69,200 Building $259,300 |
| 2022 | $4,396.00 Homeowner's exemption | $74,730 Land $15,750 Building $58,980 | |
| 2020 | $213,500 Land $45,000 Building $168,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 531 Kittery Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 531 Kittery Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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