531 Kingsdown Ct, Waxhaw, NC 28173 Property Records

Union County property record for 531 Kingsdown Ct, Waxhaw, NC 28173

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,483 sqft · built 1989
Lot Size	1.49 acres (65,296 sqft)
Owner	2 Individual Names on File
Last Sale	$904,000 (Aug 2019)
Tax Bill	$8,935 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Jan 2018 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`06-177-096`

Property Details

APN / Parcel Number

Primary APN	`06-177-096`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,483 sqft Living Area
Gross Area	5,620 sqft
1st Floor Area	1,285 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	65,296 sqft (1.49 acres)
Garage Type	Attached
Garage Area	1,137 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	77 sqft
Deck Area	Deck Area
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	531 KINGSDOWN CT
City	WAXHAW
State	NC
Zip	28173-8519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60 WEDDI
Legal Description	#16 WALDEN @ PROVIDENCE PH3 OPCC212 OPCJ287
Legal Subdivision	WALDEN AT PROVIDENCE
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	3
Census Block	3004
Census Tract	21006

Owner

Source: Union County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	531 KINGSDOWN CT, WAXHAW, NC 28173-8519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jan 18, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Nov 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 19, 2019	Warranty Deed, Transfer QUICKEN LNS
Aug 15, 2019	Correction Deed ATTORNEY ONLY
Feb 7, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FIN'L NETWORK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 19, 2019 · Amount on Record
Deed Sale	Aug 19, 2019 · Amount on Record
Prior Sale	Feb 7, 2017 · Amount on Record
Deed Document Number	201924512
Deed Book / Page	7443 / 608
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	531 KINGSDOWN CT, WAXHAW, NC 28173-8519
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7048600
Date	Nov 6, 2017
Book Page	7048/600
Instrument	0032744

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	531 KINGSDOWN CT, WAXHAW, NC 28173-8519
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7088817
Date	Jan 18, 2018
Book Page	7088/817
Instrument	0001387

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	531 KINGSDOWN CT, WAXHAW, NC 28173-8519
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7048588
Date	Nov 6, 2017
Book Page	7048/588
Instrument	0032743

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	531 KINGSDOWN CT, WAXHAW, NC 28173-8519
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7882765
Date	Nov 12, 2020
Book Page	7882/765
Instrument	46680

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 19, 2019
Property Address	531 KINGSDOWN CT, WAXHAW, NC 28173-8519
Document Number	7443608
Book / Page	007443 / 000608
Instrument Date	Aug 18, 2019
Instrument	24512
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	MASTER TITLE AGENCY, MASTER TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,808.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	531 KINGSDOWN CT WAXHAW NC 281738519, WAXHAW, NC 28173-8519

Mortgage

Document Number	7443610
Date	Aug 19, 2019
Book Page	007443/000610
Instrument	24513

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

August 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	UNION NC
Recording Date	Aug 15, 2019
Property Address	531 KINGSDOWN CT, WAXHAW, NC 28173-8519
Document Number	7440708
Book / Page	007440 / 000708
Instrument Date	Aug 15, 2019
Instrument	24092
Record Updated	Sep 11, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 KINGSDOWN CT WAXHAW NC 281738519, WAXHAW, NC 28173-8519

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 7, 2017
Property Address	531 KINGSDOWN CT, WAXHAW, NC 28173-8519
Document Number	6872844
Book / Page	006872 / 000844
Instrument Date	Feb 6, 2017
Instrument	3530
Transaction Type	Transfer
Record Updated	May 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,552.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	531 KINGSDOWN CT WAXHAW NC 281738519, WAXHAW, NC 28173-8519

Mortgage

Document Number	6872849
Date	Feb 7, 2017
Book Page	006872/000849
Instrument	3531

Lender

Name	AMERICAN FIN'L NETWORK
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2047

Mortgage

Document Number	6872861,
Date	Feb 7, 2017
Book Page	006872/000861
Instrument	3532

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Weddington Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,935.00 (+69.16%)	$1,788,500 (+114.32%) Land $407,000 Building $1,381,500	$1,788,500 (+114.32%) Land $407,000 Building $1,381,500
2023	$5,282.00	$834,500 Land $280,000 Building $554,500	$834,500 Land $280,000 Building $554,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Kingsdown Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures