Orange County property record for 531 Jasper St, Ladera Ranch, CA 92694
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on File |
| Last Sale | $1,251,000 (Feb 2025) |
| Tax Bill | $15,805 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 125-541-32 |
| Primary APN | 125-541-32 |
|---|
| Street Address | 531 JASPER ST |
|---|---|
| City | LADERA RANCH |
| State | CA |
| Zip | 92694-1753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 19191 BLK LOT 17 |
| Legal Subdivision | TRACT NO. 19191 |
| Legal Tract | 19191 |
| Legal Lot Number | 17 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | MISSION VIEJO |
| Census Block Group | 6 |
| Census Block | 6001 |
| Census Tract | 32066 |
531 Jasper St is owned and occupied by two individuals who bought it in February 2025.
Source: Orange County records, as of May 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 531 JASPER ST, LADERA RANCH, CA 92694-1753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2025 · Amount on File |
| Deed Sale | Feb 28, 2025 · Amount on File |
| Deed Document Number | 202567879 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 14, 2026 |
| Property Address | 531 JASPER ST, LADERA RANCH, CA 92694-1753 |
| Document Number | 0000107367 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 2026107367 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 531 JASPER ST, LADERA RANCH, CA 92694-1753 |
| Document Number | 0000107367, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 2026107367 |
| Name | SCHOOLSFIRST FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 531 Jasper St was $15,805, up 38.9% from the year before.
Source: Orange County assessment roll, as of August 6, 2025
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $15,805.00 (+38.87%) | $704,821 Land $356,273 Building $348,548 |
| 2024 | $11,381.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 531 Jasper St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 531 Jasper St is high, ranking above 83% of the US, with a 0.9% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 62% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Fiber | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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