531 Hotz St, Spring Valley, CA 91977 Property Records

San Diego County property record for 531 Hotz St, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,054 sqft · built 1960
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on File
Last Sale	$270,500 (Aug 2012)
Tax Bill	$4,529 (2025)
Deeds & Mortgages	May 2017 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`583-683-02-00`

Property Details

APN / Parcel Number

Primary APN	`583-683-02-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,054 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	6,500 sqft (0.149 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	531 HOTZ ST
City	SPRING VALLEY
State	CA
Zip	91977-5711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 645 TR 004627
Legal Subdivision	SPRING VALLEY ESTATES
Legal Tract	004627
Legal Block	3
Legal Lot Number	645
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	3107

Owner

531 Hotz St is owned and occupied by two individuals who bought it in August 2012.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	531 HOTZ ST, SPRING VALLEY, CA 91977-5711
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jun 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Mar 12, 2020	Loan Modification, Mortgage PROVIDENT FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2012 · Amount on File
Deed Sale	Aug 31, 2012 · Amount on File
Prior Sale	Aug 27, 2004 · Amount on File
Deed Document Number	2012526984
Prior Transfer Date	Sep 19, 2003
Prior Transfer Doc	0000147056
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	531 HOTZ ST, SPRING VALLEY, CA 91977-5711
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000234512
Date	May 25, 2017
Instrument	2017-0234512

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	531 HOTZ ST, SPRING VALLEY, CA 91977-5711
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000238144
Date	Jun 13, 2018
Instrument	2018-0238144

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	531 HOTZ ST, SPRING VALLEY, CA 91977-5711
Document Number	0000146900
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	Apr 8, 2020
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	531 HOTZ ST SPRING VALLEY CA 919775711, SPRING VALLEY, CA 91977-5711

Mortgage

Document Number	0000146900
Date	Mar 20, 2020
Instrument	146900

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	SANTA ROSA, CA 95401

Agreement

Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 531 Hotz St was $4,529 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$339,522 (+2%) Land $125,600 Building $213,922
2025	$4,529.00 Homeowner's exemption	$332,866 Land $123,138 Building $209,728
2023	$4,184.00 (+1.78%) Homeowner's exemption	$319,942 Land $118,357 Building $201,585
2022	$4,111.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 531 Hotz St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 531 Hotz St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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