531 Harper Rd, Cairo, GA 39827 Property Records

Grady County property record for 531 Harper Rd, Cairo, GA 39827

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,194 sqft · built 2007
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (May 2020)
Tax Bill	$1,720 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00670-030-000`

Property Details

APN / Parcel Number

Primary APN	`00670-030-000`
Alternative APNs	`00670030` `5188`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,194 sqft Heated Area
1st Floor Area	1,194 sqft
Utility Area	48 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	295 sqft
Patio Area	80 sqft
Kennel	320 sqft
Storage Building	192 sqft
Pole Barn	667 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5188
Street Address	531 HARPER RD
City	CAIRO
State	GA
Zip	39827-5114
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	GRADY GA
Township / Civil Division	CAIRO
Census Block Group	1
Census Block	1030
Census Tract	950402

Owner

531 Harper Rd is owned and occupied by two individuals who bought it in May 2020.

Source: Grady County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	531 HARPER RD, CAIRO, GA 39827-5114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage HAMILTON MORTGAGE
May 4, 2020	Warranty Deed, Transfer
Nov 8, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2020 · Amount on File
Deed Sale	May 4, 2020 · Amount on File
Prior Sale	Apr 17, 2015 · Amount on File
Deed Document Number	2020336
Deed Book / Page	865 / 578
Prior Transfer Date	Nov 8, 2019
Prior Transfer Doc	860/71
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Property Address	531 HARPER RD, CAIRO, GA 39827-5114
Transaction Type	Mortgage
Record Updated	Jul 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 HARPER RD, CAIRO, GA 39827-5114

Mortgage

Document Number	0000000865/0000000580
Date	May 4, 2020
Book Page	0000000865/0000000580

Lender

Name	HAMILTON MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	May 4, 2020
Property Address	531 HARPER RD, CAIRO, GA 39827-5114
Document Number	865/578
Book / Page	865 / 578
Instrument Date	May 4, 2020
Instrument	2020-000336
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 HARPER RD, CAIRO, GA 39827-5114

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	Nov 8, 2019
Property Address	531 HARPER RD, CAIRO, GA 39827-5114
Document Number	860/71
Book / Page	860 / 71
Instrument Date	Nov 8, 2019
Instrument	2019-001058
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 HARPER RD, CAIRO, GA 39827-5114

Tax Assessment & Valuation

The 2025 property tax bill for 531 Harper Rd was $1,720, up 3.2% from the year before.

Source: Grady County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Grady County
Unified School District	Grady County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,720.00 (+3.18%)	$70,385 (+29.85%) Land $3,111 Building $67,274	$175,963 (+29.85%) Land $7,778 Building $168,185
2024	$1,667.00 (+108.64%)	$54,206 (+108.66%) Land $3,111 Building $51,095	$135,515 (+108.66%) Land $7,778 Building $127,737
2023	$799.00 (+20.15%)	$25,978 (+7.1%) Land $1,944 Building $24,034	$64,944 (+7.1%) Land $4,860 Building $60,084
2022	$665.00	$24,256 Land $1,944 Building $22,312	$60,640 Land $4,860 Building $55,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 531 Harper Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 531 Harper Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Windstream Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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