Sussex County property record for 531 Harbor Rd, Ocean View, DE 19970
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 950 sqft · built 1989 |
| Lot Size | 0.237 acres (10,341 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Nov 2013) |
| Tax Bill | $836 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 134-12.00-1344.00 |
| Primary APN | 134-12.00-1344.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 950 sqft Living Area |
| Gross Area | 1,724 sqft |
| Upper Floors Area | 396 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 10,341 sqft (0.237 acres) |
| Lot Dimensions | 100 ft deep x 140 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | Deck Area |
| Patio Area | 257 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 531 HARBOR RD |
|---|---|
| City | OCEAN VIEW |
| State | DE |
| Zip | 19970-9632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MR |
| Legal Description | WHITES CREEK MANOR LOT 16 BLK D SEC 3 |
| Legal Subdivision | WHITES CREEK |
| Legal Block | D |
| Legal Lot Number | 16 |
| Jurisdiction | SUSSEX DE |
| Township / Civil Division | SELBYVILLE-FRANKFORD |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 51307 |
Source: Sussex County records · APN 134-12.00-1344.00
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 531 HARBOR RD, OCEAN VIEW, DE 19970-9632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 08, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Sep 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 22, 2013 · Amount on Record |
| Deed Sale | Nov 22, 2013 · Amount on Record |
| Deed Document Number | 201346073 |
| Deed Book / Page | 4198 / 257 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX DE |
| Property Address | 531 HARBOR RD, OCEAN VIEW, DE 19970-9632 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0195170126 |
|---|---|
| Date | Mar 08, 2021 |
| Book Page | 19517/126 |
| Instrument | 20210000014878 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Apr 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX DE |
| Property Address | 531 HARBOR RD, OCEAN VIEW, DE 19970-9632 |
| Document Number | 0171440314 |
| Instrument Date | Sep 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 531 HARBOR RD OCEAN VIEW DE 199709632, OCEAN VIEW, DE 19970-9632 |
| Document Number | 0171440314 |
|---|---|
| Date | Sep 26, 2018 |
| Book Page | 017144/000314 |
| Instrument | 34974 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: Sussex County records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Sussex County |
| Unified School District | Indian River School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $836.00 (-17.72%) | $23,550 (-) Land $3,000 Building $20,550 | $386,800 (+721.23%) Land $108,000 Building $278,800 |
| 2023 | $1,016.00 | $23,550 Land $3,000 Building $20,550 | $47,100 Land $6,000 Building $41,100 |
Source: FEMA National Flood Hazard Layer as of August 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 511 individual policies |
| Nearby Flood Policies | 995 units insured incl. 484 condo units |
| Nearby Flood Claims | 8 (2012–2025) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 91% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pocomoke Holdings Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable | 1,000 / 50 |
May also be available: Verizon.
Based on FCC filings for 305 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BETHANY BAY PUMP DISTRICT private · serves 52,684 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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