Cook County property record for 531 Happ Rd, Northfield, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,448 sqft · built 1898 |
| Lot Size | 0.53 acres (23,084 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $890,000 (Apr 2021) |
| Tax Bill | $15,904 (2023) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Aug 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-24-201-039 |
| Primary APN | 04-24-201-039 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,448 sqft Living Area |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1899 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 23,084 sqft (0.53 acres) |
| Garage Type | Detached |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 531 HAPP RD |
|---|---|
| City | NORTHFIELD |
| State | IL |
| Zip | 60093-1111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (RESUBDIVISION) LTS19-25 HAPPS HOME ADD TO WOODLAND P ARK SUB OF ALL PT NW NE, E OF CENTER OF HAPP RD & W OF WLY LINE RW C & |
| Legal Range | 12E |
| Legal Township | 42N |
| Legal Section | 24 |
| Legal Subdivision | HAPPS HOME ADD |
| Legal Lot Number | 19-25 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NORTHFIELD |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 801800 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 531 HAPP RD, NORTHFIELD, IL 60093-1111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ALBECA LLC |
| Feb 5, 2019 | Quit Claim Deed, Transfer MIDWEST EQUITY MTG |
| Nov 2, 2018 | Quit Claim Deed, Construction Loan · Line of Credit OPTIMUS CAP INC |
| Dec 23, 2016 | Deed of Trust, Mortgage · Line of Credit CONSUMERS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2021 · Amount on Record |
| Deed Sale | Apr 15, 2021 · Amount on Record |
| Prior Sale | Oct 12, 2012 · Amount on Record |
| Deed Document Number | 202120094 |
| Prior Transfer Date | Dec 12, 1996 |
| Prior Transfer Doc | 0000000608 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 15, 2021 |
| Property Address | 531 HAPP RD, NORTHFIELD, IL 60093-1111 |
| Document Number | 0010520094 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 2110520094 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | NOT AVAILABLE, AFFINITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $890.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 531 HAPP RD, NORTHFIELD, IL 60093-1111 |
| Document Number | 0010520095 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 2110520095 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 531 HAPP RD, NORTHFIELD, IL 60093-1111 |
| Document Number | 1931255012 |
| Instrument Date | Aug 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2019 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 531 HAPP RD NORTHFIELD IL 600931111, NORTHFIELD, IL 60093-1111 |
| Document Number | 1931255012 |
|---|---|
| Date | Nov 8, 2019 |
| Instrument | 31255012 |
| Name | ALBECA LLC |
|---|---|
| Address | 555 SKOKIE BLVD # 500, NORTHBROOK, IL 60062-2845 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Feb 5, 2019 |
| Property Address | 531 HAPP RD, NORTHFIELD, IL 60093-1111 |
| Document Number | 1903647038 |
| Instrument Date | Jan 26, 2019 |
| Instrument | 3647038 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2019 |
| Title Company | BARRISTER TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 531 HAPP RD NORTHFIELD IL 600931111, NORTHFIELD, IL 60093-1111 |
| Document Number | 1903647039 |
|---|---|
| Date | Feb 5, 2019 |
| Instrument | 3647039 |
| Name | MIDWEST EQUITY MTG |
|---|---|
| Type | Mortgage Company |
| Address | OAK BROOK, IL 60523 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 4, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.12% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Nov 2, 2018 |
| Property Address | 531 HAPP RD, NORTHFIELD, IL 60093-1111 |
| Document Number | 1830655045 |
| Instrument Date | Oct 25, 2018 |
| Instrument | 30655045 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 15, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 531 HAPP RD NORTHFIELD IL 600931111, NORTHFIELD, IL 60093-1111 |
| Document Number | 1830655046 |
|---|---|
| Date | Nov 2, 2018 |
| Instrument | 30655046 |
| Name | OPTIMUS CAP INC |
|---|---|
| Address | 1545 RIVER PARK DR # 300, SACRAMENTO, CA 95815-4613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 1, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 531 HAPP RD, NORTHFIELD, IL 60093-1111 |
| Document Number | 1703257136 |
| Instrument Date | Dec 23, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Name | Verified Name |
|---|---|
| Address | 531 HAPP RD NORTHFIELD IL 600931111, NORTHFIELD, IL 60093-1111 |
| Document Number | 1703257136 |
|---|---|
| Date | Feb 1, 2017 |
| Instrument | 3257136 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Address | GURNEE, IL 60031-1811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 31, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Northfield Township |
| Municipality | Northfield Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Sunset Ridge School District 29 (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $113,000 (+46.76%) Land $34,626 Building $78,374 | $1,130,000 (+46.76%) Land $346,260 Building $783,740 | |
| 2023 | $15,904.00 (+5.6%) | ||
| 2022 | $15,060.00 | $76,999 Land $32,317 Building $44,682 | $769,990 Land $323,170 Building $446,820 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 43 units insured incl. 32 condo units |
| Nearby Flood Claims | 86 (1979–2020) |
| Claims Outside the SFHA | 51 of 86 |
| Most Recent Claim | Nov 2020 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHFIELD serves 5,751 people · EPA ID IL0312100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education currently in violation since Mar 2026 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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