St. Johns County property record for 531 Foal Ridge Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | built 2026 |
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | Individual Name on File |
| Last Sale | $511,000 (May 2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 095572-0680 |
| Primary APN | 095572-0680 |
|---|
| Year Built | Built 2026 |
|---|---|
| Lot Area | 9,147 sqft (0.21 acres) |
| Lot Width | 1 ft Width |
| Street Address | 531 FOAL RIDGE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 129/85-90 TERRA PINES SOUTH PHASE FOUR LOT 68 OR6280/1116 |
| Legal Subdivision | TERRA PINES SOUTH PHASE |
| Legal Block | 1 |
| Legal Lot Number | 68 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21004 |
531 Foal Ridge Dr is owned and occupied by an individual who bought it in May 2026.
Source: St. Johns County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 531 FOAL RIDGE DR, SAINT AUGUSTINE, FL 32092-0263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2026 | Special Warranty Deed, Transfer · FHA Mortgage MORTGAGE INC |
| May 1, 2026 | Special Warranty Deed, Transfer · FHA Mortgage NVT MORTGAGE FINANCE INC |
| Dec 30, 2025 | Special Warranty Deed, Transfer NVR SETTLEMENT SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2026 · Amount on File |
| Deed Sale | May 1, 2026 · Amount on File |
| Prior Sale | Dec 30, 2025 · Amount on File |
| Deed Document Number | 202637508 |
| Deed Book / Page | 6355 / 886 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 1, 2026 |
| Property Address | 531 FOAL RIDGE DR, SAINT AUGUSTINE, FL 32092-0263 |
| Document Number | 0063550886 |
| Book / Page | 6355 / 886 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202637508 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $361,277.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 531 FOAL RIDGE DR, SAINT AUGUSTINE, FL 32092-0263 |
| Investor | Possibly a Property Investor |
| Document Number | 0000037509, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 202637509 |
| Name | MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 1, 2026 |
| Property Address | 531 FOAL RIDGE DR, SAINT AUGUSTINE, FL 32092-0263 |
| Document Number | 0000037508 |
| Book / Page | 6355 / 886 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026.37508 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2026 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $361,277.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 531 FOAL RIDGE DR, SAINT AUGUSTINE, FL 32092-0263 |
| Document Number | 0000037509, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 2026..37509 |
| Name | NVT MORTGAGE FINANCE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 30, 2025 |
| Property Address | SAINT AUGUSTINE, FL 32092 |
| Document Number | 0062801116 |
| Book / Page | 6280 / 1116 |
| Map Reference | MB 129 PG 85-90 |
| Instrument Date | Dec 22, 2025 |
| Instrument | 2025104748 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,094.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 506 MAIN ST # 300, 300, GAITHERSBURG, MD 20878-5768 |
| Name | Verified Name |
|---|---|
| Address | 8649 BAYPINE RD STE 202, 202, JACKSONVILLE, FL 32256-7560 |
| Investor | Possibly a Property Investor |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $125,000 Land $125,000 | $125,000 Land $125,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 531 Foal Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 67 (1996–2017) |
| Claims Outside the SFHA | 9 of 67 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 531 Foal Ridge Dr is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 57% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
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