531 Elm St, Dunlap, TN 37327 Property Records

Sequatchie County property record for 531 Elm St, Dunlap, TN 37327

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,120 sqft · built 1998
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (May 2023)
Tax Bill	$557 (2023)
Deeds & Mortgages	Jul 2023 Transfer May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`077048K B 01700`

Property Details

APN / Parcel Number

Primary APN	`077048K B 01700`
Alternative APN	`048K B 01700`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	280 sqft
Carport	Carport
Carport Area	280 sqft
Parking Spaces	1 Parking Space
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	531 ELM ST
City	DUNLAP
State	TN
Zip	37327-3518
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 4; SUBDIVISION: ROBERSON HOBBS S/D
Legal Subdivision	ROBERSON HOBBS S/D
Legal Lot Number	1
Jurisdiction	SEQUATCHIE TN
Township / Civil Division	7
Census Block Group	1
Census Block	1001
Census Tract	60104

Owner

531 Elm St, a mobile home, is owned by two individuals who bought it in May 2023.

Source: Sequatchie County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1355 WILLOW WAY, 250, CONCORD, CA 94520-8113
Owner Type	Individual
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Correction Deed FOOTHILLS TITLE SERVICES INC
May 15, 2023	Warranty Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES
Mar 4, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage MOUNTAIN VALLEY BANK
Jun 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2023 · Amount on File
Deed Sale	May 15, 2023 · Amount on File
Prior Sale	Mar 4, 2021 · Amount on File
Deed Document Number	20231058
Deed Book / Page	458 / 239
Prior Transfer Date	Jun 17, 2020
Prior Transfer Doc	0000001403
Record Updated	Sep 20, 2026

July 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Jul 7, 2023
Property Address	531 ELM ST, DUNLAP, TN 37327-3518
Document Number	0000001493
Book / Page	461 / 27
Map Reference	MB 11 PG 661
Instrument Date	Jul 6, 2023
Instrument	23001493
Record Updated	Mar 26, 2024
Title Company	FOOTHILLS TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	May 15, 2023
Property Address	531 ELM ST, DUNLAP, TN 37327-3518
Document Number	0000001058
Book / Page	458 / 239
Map Reference	MB 110 PG 661
Instrument Date	May 11, 2023
Instrument	23001058
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	FOOTHILLS TITLE SERVICES INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$647.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1355 WILLOW WAY STE 250, 250, CONCORD, CA 94520-8113

Mortgage

Document Number	0000001059
Date	May 15, 2023
Instrument	23001059

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Mortgage

Document Number	0000001060
Date	May 15, 2023
Book Page	458/266
Instrument	23001060

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Mar 4, 2021
Property Address	531 ELM ST, DUNLAP, TN 37327-3518
Document Number	0000000737
Book / Page	414 / 646
Map Reference	MB 110 PG 661
Instrument Date	Mar 4, 2021
Instrument	21000737
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	531 ELM ST, DUNLAP, TN 37327-3518

Mortgage

Document Number	0000000738
Date	Mar 4, 2021
Instrument	21000738

Lender

Name	MOUNTAIN VALLEY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 22, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Jun 17, 2020
Property Address	531 ELM ST, DUNLAP, TN 37327-3518
Document Number	0000001403
Book / Page	000399 / 000632
Instrument Date	Jun 17, 2020
Instrument	1403
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1514 MARRICK DR SODDY DAISY TN 373798909, SODDY DAISY, TN 37379-8909

Tax Assessment & Valuation

Source: Sequatchie County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sequatchie County
Municipality	Dunlap City
Unified School District	Sequatchie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,075 Land $3,750 Building $19,325
2023	$557.00 (+27.17%)	$23,075 (+74.81%) Land $3,750 Building $19,325	$92,300 (+74.81%) Land $15,000 Building $77,300
2022	$438.00	$13,200 Land $2,775 Building $10,425	$52,800 Land $11,100 Building $41,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 531 Elm St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 531 Elm St is moderate, ranking above 53% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 70% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNLAP WATER SYSTEM serves 9,782 people · EPA ID TN0000205
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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