531 Elm St, Andover, IL 61233 Property Records

Henry County property record for 531 Elm St, Andover, IL 61233 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1966
Square Footage	1,008 sqft Total Area
Lot Size	16,117 sqft (0.37 acres)
Garage	280 sqft
Occupancy	Owner Occupied
Tax Bill	$2,756.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`17-17-203-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,008 sqft Total Area
1st Floor	1,008 sqft 1st Floor
Basement Area	1,008 sqft Basement
Unfinished Basement	1,008 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch Style
Construction Type	Frame Construction
Lot Area	16,117 sqft (0.37 acres)
Depth X Width	191 ft x 85 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Area	280 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	531 ELM ST
City	ANDOVER
State	IL
Zip	61233-1210
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	N 85 OF S 228 OF W 191 LT 131 ORIGINAL TOWN VILLAGE OF ANDOVER
Legal Subdivision	ORIGINAL TOWN VILLAGE OF ANDOVER
Legal Block	203
Legal Lot Number	131
Jurisdiction	HENRY IL
Minor Civil Division	ANDOVER
Census Blockgroup	2
Census Block	2027
Census Tract	30202

Owner

Source: Henry County records · APN 17-17-203-004

Assessment roll updated June 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	531 ELM ST, ANDOVER, IL 61233-1210
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jun 28, 2023
Transfer Doc	0000002898
Record Refreshed	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	531 ELM ST, ANDOVER, IL 61233-1210
Transaction Type	Mortgage
Record Updated	Apr 03, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 ELM ST, ANDOVER, IL 61233-1210

Mortgage

Document Number	0000001134
Date	Mar 22, 2024
Instrument	20-2401134

Lender

Name	R I A FCU
Type	Credit Union
Address	ROCK ISLAND, IL 61204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Apr 01, 2029
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	12.2%

Tax Assessment & Valuation

Source: Henry County records · Assessment roll updated June 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Andover Village
County	Henry County
County Subdivision	Andover Township
Unified School District	Orion Community Unit School District 223 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,756.00 (+14.64%)	$44,110 (+34.36%) Land $5,418 Building $38,692	$132,330 (+34.36%) Land $16,254 Building $116,076
2022		$32,829 Land $4,396 Building $28,433	$98,487 Land $13,188 Building $85,299
2021	$2,404.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henry County (17073C), updated June 2, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 3% of the US · above 21% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.