Cook County property record for 531 E Walnut St, Hinsdale, IL 60521
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,848 sqft · built 1993 |
| Lot Size | 0.173 acres (7,524 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $17,813 (2023) |
| Deeds & Mortgages | Jul 2023 Mortgage Mar 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-06-314-026 |
| Primary APN | 18-06-314-026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,848 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 7,524 sqft (0.173 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 531 E WALNUT ST |
|---|---|
| City | HINSDALE |
| State | IL |
| Zip | 60521-2456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (SUBDIVISION) OF PT OF WH OF SW 1/4 OF SEC 6 LYING N OF CB & QRR RIGHT OF WAY EXCEPT N 241.56 FT OF WH OF SW 1/4 SEC 06-38-12 |
| Legal Range | 12E |
| Legal Township | 38N |
| Legal Section | 06 |
| Legal Subdivision | SUBDIVISION OF PT OF WH OF SW 1/4 OF S |
| Legal Block | 7,7 |
| Legal Lot Number | 1,2 |
| Jurisdiction | COOK IL |
| Township / Civil Division | LYONS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 820000 |
531 E Walnut St is owned and occupied by an individual who acquired it in August 2010.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 531 E WALNUT ST, HINSDALE, IL 60521-2456 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Mar 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| May 15, 2026 | Deed of Trust, Mortgage · Line of Credit U S BANK N A |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2010 |
| Deed Sale | Aug 25, 2010 |
| Prior Sale | Aug 25, 2010 · Amount on File |
| Deed Document Number | 201012035 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 531 E WALNUT ST, HINSDALE, IL 60521-2456 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 531 E WALNUT ST, HINSDALE, IL 60521-2456 |
| Document Number | 0020840017 |
|---|---|
| Date | Jul 27, 2023 |
| Instrument | 2320840017 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Type Change Date | Aug 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 12% |
| Index | 1-Year T-Bill |
| Max Rate | 12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 531 E WALNUT ST, HINSDALE, IL 60521-2456 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 531 E WALNUT ST, HINSDALE, IL 60521-2456 |
| Document Number | 0008920105 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 2608920105 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Apr 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.6% |
| Index | 1-Year T-Bill |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | May 15, 2026 |
| Property Address | 531 E WALNUT ST, HINSDALE, IL 60521-2456 |
| Document Number | 0000028225 |
| Instrument Date | May 5, 2026 |
| Instrument | 202628225 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 531 E WALNUT ST, HINSDALE, IL 60521-2456 |
| Document Number | 0000028225, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 202628225 |
| Name | U S BANK N A |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 15, 2056 |
| Rate | 8.7% |
|---|---|
| Max Rate | -1% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Lyons Township |
| Municipality | Hinsdale Village |
| Elementary School District | Hinsdale Community Consolidated School District 181 (PK - 08) |
| Secondary School District | Hinsdale Township High School District 86 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $89,365 Land $9,593 Building $79,772 | $893,650 Land $95,930 Building $797,720 | |
| 2023 | $17,813.00 (+6.34%) | ||
| 2022 | $16,751.00 Homeowner's exemption | $74,435 Land $8,276 Building $66,159 | $744,350 Land $82,760 Building $661,590 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 531 E Walnut St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 531 E Walnut St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HINSDALE serves 17,900 people · EPA ID IL0434520 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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