531 E Manning St, Chattanooga, TN 37405 Property Records

Hamilton County property record for 531 E Manning St, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,216 sqft · built 1895
Lot Size	0.477 acres (20,800 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Dec 2021)
Tax Bill	$1,944 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`135D V 009`

Property Details

APN / Parcel Number

Primary APN	`135D V 009`
Alternative APN	`0000059585`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,216 sqft Living Area

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1985
Exterior Material	Asbestos
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,800 sqft (0.477 acres)
Lot Dimensions	200 ft deep x 104 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000059585
Street Address	531 E MANNING ST
City	CHATTANOOGA
State	TN
Zip	37405-4053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	PT LT 51 LT 52 NORTH SIDE LAND COS AMENDED PB4 PG47
Legal Subdivision	NORTH SIDE LAND CO A
Legal Lot Number	51
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	2
Census Block	2023
Census Tract	600

Owner

Source: Hamilton County records · APN 135D V 009

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	531 E MANNING ST, CHATTANOOGA, TN 37405-4053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 06, 2021 · Amount on Record
Deed Sale	Dec 06, 2021 · Amount on Record
Prior Sale	May 01, 2012 · Amount on Record
Deed Document Number	2021120600246
Deed Book / Page	12759 / 927
Record Updated	Jun 08, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 06, 2021
Property Address	531 E MANNING ST, CHATTANOOGA, TN 37405-4053
Document Number	0000000246
Book / Page	12759 / 927
Map Reference	MB 4 PG 47
Instrument Date	Dec 02, 2021
Instrument	2021120600246
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,221.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 E MANNING ST, CHATTANOOGA, TN 37405-4053

Mortgage

Document Number	0012759930
Date	Dec 06, 2021
Instrument	12759/930

Lender

Name	LEGACY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,944.00 (+3.24%)	$128,275 (+52.39%)	$513,100 (+52.39%) Land $337,500 Building $175,600
2024	$1,883.00	$84,175 (-)	$336,700 (-) Land $225,000 Building $111,700
2023	$1,883.00	$84,175 (-)	$336,700 (-) Land $225,000 Building $111,700
2022	$1,883.00	$84,175	$336,700 Land $225,000 Building $111,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 30, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 564 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.