Stanly County property record for 531 E Main St, Albemarle, NC 28001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,754 sqft · built 1930 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $171,000 (Apr 2022) |
| Tax Bill | $1,794 (2023) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Feb 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 654803446716 |
| Primary APN | 654803446716 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,754 sqft Finished Area |
| Gross Area | 2,924 sqft |
| Flooring | Carpet |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Exterior Material | Stucco |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 150 ft deep x 85 ft wide |
| Porch | Porch |
| Porch Area | 235 sqft |
| Patio Area | 81 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1538328 |
|---|---|
| Street Address | 531 E MAIN ST |
| City | ALBEMARLE |
| State | NC |
| Zip | 28001-4925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RO |
| Legal Description | HSE 531 E MAIN ST 654814205 |
| Legal Subdivision | ROBERT D VAUGHN JR & JAMES A W |
| Legal Tract | 2 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | SOUTH ALBEMARLE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 931203 |
Source: Stanly County records · APN 654803446716
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 531 E MAIN ST, ALBEMARLE, NC 28001-4925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2022 | Warranty Deed, Transfer · FHA Mortgage SEATRUST MORTGAGE CO |
| Feb 28, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 14, 2022 · Amount on Record |
| Deed Sale | Apr 14, 2022 · Amount on Record |
| Prior Sale | Feb 28, 2019 · Amount on Record |
| Deed Document Number | 0017821070 |
| Deed Book / Page | 1782 / 1070 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Apr 14, 2022 |
| Property Address | 531 E MAIN ST, ALBEMARLE, NC 28001-4925 |
| Document Number | 0000445883 |
| Book / Page | 1782 / 1070 |
| Instrument Date | Apr 13, 2022 |
| Instrument | 445883 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $342.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3530 CLINE SCHOOL RD, 3530, CONCORD, NC 28025-7919 |
| Name | Verified Name |
|---|---|
| Address | 531 E MAIN ST, ALBEMARLE, NC 28001-4925 |
| Document Number | 0000445884 |
|---|---|
| Date | Apr 14, 2022 |
| Instrument | 445884 |
| Name | SEATRUST MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Feb 28, 2019 |
| Property Address | 531 E MAIN ST, ALBEMARLE, NC 28001-4925 |
| Document Number | 0000407484 |
| Book / Page | 001664 / 000812 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 407484 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $29.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 531 E MAIN ST ALBEMARLE NC 280014925, ALBEMARLE, NC 28001-4925 |
Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Albemarle City |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,794.00 | $147,082 Land $11,475 Building $135,607 | $147,082 Land $11,475 Building $135,607 |
Source: FEMA National Flood Hazard Layer as of May 30, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 288 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ALBEMARLE serves 17,506 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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