Centre County property record for 531 E Howard St, Bellefonte, PA 16823
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 720 sqft · built 1932 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $40,000 (Jun 1999) |
| Tax Bill | $1,760 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-103-,010-,0000 |
| Primary APN | 32-103-,010-,0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,712 sqft (0.2 acres) |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 531 E HOWARD ST |
|---|---|
| City | BELLEFONTE |
| State | PA |
| Zip | 16823-2127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | CENTRE PA |
| Township / Civil Division | BELLEFONTE |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 11101 |
Source: Centre County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 531 E HOWARD ST, BELLEFONTE, PA 16823-2127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Nov 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 1999 · Amount on Record |
| Deed Sale | Jun 30, 1999 · Amount on Record |
| Deed Book / Page | 1099 / 560 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 531 E HOWARD ST, BELLEFONTE, PA 16823-2127 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 2274/572 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 2274/572 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 531 E HOWARD ST, BELLEFONTE, PA 16823-2127 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2225/0033 |
|---|---|
| Date | Nov 16, 2018 |
| Book Page | 2225/0033 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
Source: Centre County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Centre County |
| Municipality | Bellefonte Borough |
| Unified School District | Bellefonte Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,760.00 (+6.99%) | $21,220 (-) Land $6,550 Building $14,670 | |
| 2025 | $42,440 (-) Land $13,100 Building $29,340 | ||
| 2024 | $1,645.00 | $21,220 Land $6,550 Building $14,670 | |
| 1994 | $42,440 Land $13,100 Building $29,340 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELLEFONTE BOROUGH WATER AUTH serves 9,500 people · EPA ID PA4140075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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