Ocean County and Ocean Gate Borough property record for 531 E Atlantic Ave, Ocean Gate, NJ 08740
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 572 sqft · built 1940 |
| Lot Size | 0.189 acres (8,220 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Aug 2022) |
| Tax Bill | $5,784 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 22-00061-0000-00005 |
| Primary APN | 22-00061-0000-00005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 572 sqft Living Area |
| 1st Floor Area | 572 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cottage |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 8,220 sqft (0.189 acres) |
| Lot Dimensions | 137 ft deep x 60 ft wide |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Old Parcel Number | 2200061000002940 |
|---|---|
| Street Address | 531 E ATLANTIC AVE |
| City | OCEAN GATE |
| State | NJ |
| Zip | 08740-1303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 60X137 |
| Legal Subdivision | OCEAN GATE REV PLAN |
| Legal Block | 61 |
| Legal Lot Number | 5 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | OCEAN GATE |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 729000 |
Source: Ocean County and Ocean Gate Borough records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 1081, OCEAN GATE, NJ 08740-1081 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2022 | Deed, Transfer · Conventional Mortgage BOND STREET MORTGAGE LLC |
| Nov 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2022 · Amount on Record |
| Deed Sale | Aug 17, 2022 · Amount on Record |
| Prior Sale | Jul 7, 2016 · Amount on Record |
| Deed Document Number | 202290891 |
| Deed Book / Page | 19137 / 554 |
| Prior Transfer Date | Jan 19, 2010 |
| Prior Transfer Doc | 0145200001 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Aug 17, 2022 |
| Property Address | 531 E ATLANTIC AVE, OCEAN GATE, NJ 08740-1303 |
| Document Number | 0191370554 |
| Book / Page | 19137 / 554 |
| Instrument Date | May 31, 2022 |
| Instrument | 2022090891 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Title Company | ALL JERSEY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,052.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1062 BARNACLE DR, 1062, MANAHAWKIN, NJ 08050-2504 |
| Name | Verified Name |
|---|---|
| Address | 531 E ATLANTIC AVE, OCEAN GATE, NJ 08740-1303 |
| Document Number | 2022090892 |
|---|---|
| Date | Aug 17, 2022 |
| Instrument | 2022090892 |
| Name | BOND STREET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 531 E ATLANTIC AVE, OCEAN GATE, NJ 08740-1303 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 531 EAST ALANTIC AVENUE, OCEAN GATE, NJ 08740-1303 |
| Document Number | 0181701126 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 18170/1126 |
| Instrument | 2020139581 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 309 Months |
| Due | Aug 1, 2046 |
Source: Ocean County and Ocean Gate Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Ocean Gate Borough |
| Secondary School District | Central Regional School District (07 - 12) |
| Elementary School District | Ocean Gate Borough School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $317,600 (-) Land $184,300 Building $133,300 | $317,600 (-) Land $184,300 Building $133,300 | |
| 2025 | $5,784.00 (+10.78%) | $317,600 (+99.62%) Land $184,300 Building $133,300 | $317,600 (+99.62%) Land $184,300 Building $133,300 |
| 2024 | $5,221.00 (+51.69%) | ||
| 2023 | $159,100 Land $73,900 Building $85,200 | $159,100 Land $73,900 Building $85,200 | |
| 2022 | $3,442.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 81 (1984–2021) |
| Claims Outside the SFHA | 7 of 81 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN GATE WATER DEPT serves 3,200 people · EPA ID NJ1521001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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